Awareness

Time to plan for the unthinkable

Now that we’ve seen firsthand how the unthinkable can happen, we need to prepare for other situations that can (and probably will) happen. By now, we’ve all been dealing with “the unthinkable” for many weeks now. “Nobody” thought this could … Read More … Read More

Why you want to keep a list of how you pay bills

Keeping a list of payment sources, what you use to pay bills, will eliminate any payment issues when you inevitably have to update your info. I find that a good deal of people’s money anxiety can be traced to feeling … Read More … Read More

The uncommon color of the swan

I don’t how to talk about the current health crisis better than anyone else, but I still want to acknowledge the reality we’re living in. I don’t know if you know this, but black swans do in fact exist. Unfortunately, … Read More … Read More

What does the data say? Reading The National Study of Millionaires

I review the National Study of Millionaires, the largest study of millionaires ever undertaken, by Chris Hogan and the Dave Ramsey team. Not too long ago, I reviewed the book “Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—and How You … Read More … Read More

How to create buckets in an Ally savings account

Ally has just added the ability to create Buckets, flexible sub-accounts that allow you to save for particular goals. Here’s how to use them. I guess you could say that I’m a pretty big fan of Ally. Maybe it’s that … Read More … Read More

Don’t let money be your excuse

Not having money can make things more difficult, but you can modify your goals to be more achievable, once you know what your excuses are. I’ve long wondered whether you don’t really like to travel as much as you say … Read More … Read More

Course review: How to Win the Game of Advanced Personal Finance

I review “How to Win the Game of Advanced Personal Finance”, an online course by Ramit Sethi (from I Will Teach You Be Rich). A while back, I talked about purchasing a personal finance course. In response to the obvious … Read More … Read More

How to determine if a purchase is worth deliberating over

If you cut down on time spent making decisions on things that don’t matter, you will have more energy for the decisions that do. As you make more money, the way a certain amount of money will feel will change. … Read More … Read More

Time to be intentional with your accounts

Verifying your accounts will keep your funds all accounted for, and will help you to decide if it’s time to change servicers. It’s a new year, and with it the usual deluge of good intentions, lofty goals, and everything going … Read More … Read More

Reflect on how much progress you’ve made

Why and how to reflect on how far you’ve come, not just how far you need to go, so you can be stay motivated to continue. I moved to New York City in 2003. Life in NYC was hard, and … Read More … Read More