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Blog

Musings on personal finance and more...

A conversation about debt

(My friend Saul of Hearts recently posted an article about his experiences with leveraging debt. As I thought it was an interesting take on a subject that I have some strong feelings about, we talked about me writing a response … Read More … Read More

Why keeping a budget is just like getting a raise

  I want you to keep track of what you earn and spend. But why? Is it a deep-seated need to assign homework? No way. Do I want you to become obsessed with your budget and spend hours and hours … Read More … Read More

Why Charles Dickens’ Micawber was only half right

  I will rarely quote Charles Dickens, but here’s a great quote from David Copperfield by the character Wilkins Micawber: “Annual income twenty pounds, annual expenditure nineteen pounds nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty … Read More …

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Your work may not be original, but that’s not the point

  For those who haven’t read the post about Ze Frank, go watch this video. Go ahead, I’ll wait. A terrible place between zero and one I confess I watched this video with a strange mixture of excitement, amazement, and … Read More … Read More

Honorary Ex-Velleitier: Ze Frank

  I don’t usually (well actually ever) embed YouTube videos, but I’m going to make an exception here. So please watch this, it’s only 181 seconds long: … Read More

Assume you will return

  I’ve been helping to plan some travels for someone else recently, a nice change for me given how often people talk about how they aren’t able to travel. We’re going through all the usual decisions, but knowing that there … Read More … Read More

What do you value?

  Joe Biden, the current US Vice President as of the time of writing (and possibly the most famous person from Delaware), is on record with a great quote: “Don’t tell me what you value. Show me your budget, and … Read More … Read More

Why cities are better experienced on the surface

  I talked about bike share in New York City, and how it has the potential to change the fabric of the street. But I also didn’t test it out myself, as I lacked a helmet. Lame, I know, but … Read More … Read More

Why bike share will change cities (for the better)

  New York City has recently rolled out a new bike sharing program. Bike share is something that even bike-crazy Portland doesn’t yet have, and as I’ve been in NYC this past week, I was very curious about it. Plus … Read More … Read More

What is the difference between a friend and a love?

  The standard social model is as follows: You have a large number of acquaintances, followed by a smaller number of close friends, and then at the top: the single solitary love. Putting aside the acquaintances for now, it’s the … Read More … Read More

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