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Blog

Musings on personal finance and more...

Machu Picchu cliff

The hesitation before putting extra money toward a big goal

Recently, I found myself in the situation where I had a little extra money. Not a ton, you understand, but it felt significant to me. Now, as I’ve argued before, the first thing you do when you receive an unexpected … Read MoreRead More
Vishu Kani

Year in review 2016: Your top 10 favorite posts

I wrote about my favorite posts for this year. But what about yours? Just like I did in 2015, 2014, and 2013, I ran a report and came up with the ten most-read posts for this year. … Read More

Year in review 2016: My top 10 favorite posts

What a year it’s been. This site has now been humming along for over four years now. As I continue to post twice per week, that means that there are over a hundred posts on this site over the past … Read MoreRead More
Conference badges

I’m going to FinCon 2017!

If there’s anything I know a lot about, it’s that there are so many ways that we are enticed to spend money. I know how advertising works. You are shown something that makes you feel like you want/need some thing or … Read MoreRead More
Rebate sign

Fortune favors the diligent

Recently, I was at one of my favorite pizza places in town (try the vegan ranch, seriously!). I dug out a filled-out punch card and so got one of the slices for free. I then paid for the remaining balance … Read MoreRead More

Avoid any mortgage company whose sales pitch involves misunderstandings of basic physics

Sometimes, I see something that is too boneheaded to go unchallenged and un-poked-fun-at. (That’s a phrase, right?) It’s related to the post where I talked about the reverse mortgage, and why it’s a terrible idea. It also has to do … Read More

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How homeowners can go back into debt, lose their home, and pay for the privilege

I’ve long said that if they are advertising something, you don’t need it. This was one of my very first blog posts from years ago, and I stick by it. Now “need” is different from “want”, of course. You may … Read More

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Reading the paper

You’ll never believe what we can do to reduce the prevalence of clickbait and fake news

If you’re anything like me, you’re horrified by the revelation that we’re living in a “post-fact world“,  where being truthful seems to not matter as much as the emotional appeal. I’m not on Facebook (thank heavens, now more than ever), … Read More

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Half car

More lying with numbers: What it really means to be half-wrong about interest rates

It is possible to lie with numbers, or at least mislead. We’ve seen this before when talking about how many hours you have available to work in a given week. It’s not the numbers that are doing the lying, of … Read More

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Empathy noses

The one thing we all need more of now

(I had another post queued up for today, and right at the almost-literal 11th hour, I decided there was something else I wanted to say. So I pushed that one off for another time.) Today is Thanksgiving in the U.S. For … Read MoreRead More

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