Blog

Blog

Musings on personal finance and more. Not written with AI since 2012.

Lock and key

Why I can’t get myself to use a password manager

Data breaches have become so common that they are basically going on constantly. According to Teramind, in the time it takes you to brush your teeth, 19,280 data records have been stolen. And that’s not counting floss. If you haven’t … Read MoreRead More

Fin rock

“How I made $200,000 and grew my audience from 50 to 50,000 in 13 months!” and other things I ignored at FinCon 2018

I’m just getting back from FinCon 2018. What a blast! Some previous posts about FinCon: Is it already FinCon 2018? A confession of unintentionality Affiliate mania, problem companies, and bling: Notes from the exhibition hall at FinCon 2017 FinCon is … Read MoreRead More

Surprised sidewalk

What to say when someone you know makes a financial decision you disagree with

It’s not an infrequent occurrence that I get friends who apologize to me when they tell me about financial decisions they make. “I know you wouldn’t approve of this, but…“ The interesting thing is that more often than not, they’re … Read MoreRead More

Palm trees

Is it already FinCon 2018? A confession of unintentionality

I try to keep my posts here informative, educational, hopefully entertaining, and always vaguely nerdy. But this site is also a journey for me as well. I’m not sitting at the top of the mountain, throwing off wisdom to the … Read MoreRead More

Sailboat

You don’t need to wait until you’re old or rich to see the world

I’ve been in Scotland for the past week, the first time I’ve been here in about twenty years. The first time I was here was on a break from college. I had taken a spring semester off, and was planning … Read MoreRead More

Double rainbow

If you save $1 today, how much will you have in 10 years?

It’s better to save when you’re younger. I think most of us know that. The problem is that being younger is the time when it’s hardest to save. One’s younger years are the time when pretty much everyone has a … Read MoreRead More

Robot

Why not use a robo-advisor?

So as I mentioned in my last post, my day job started offering a 401(k) recently. Finally! It’s been very relieving, as it allows me to put more tax-advantaged money away for retirement, which, as you might imagine, is pretty … Read MoreRead More

401

Why a 401(k) is the most lucrative investment product for most people

Lord have mercy, my day job just recently started offering a 401(k)! When I switched jobs last year, I was dismayed, as one can imagine, that there was no employee-sponsored retirement plan offered to me. When I asked, as politely … Read MoreRead More

Bank branch

The saddest money withdrawal I’ve ever seen

I’m going on a big trip this month, and I’m pretty excited about it. One of my rituals around packing—aside from spending the week prior making a way-too-big pile of stuff in the corner of my room under the misunderstanding … Read MoreRead More