Data breaches have become so common that they are basically going on constantly. According to Teramind, in the time it takes you to brush your teeth, 19,280 data records have been stolen. And that’s not counting floss. If you haven’t … Read More … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
“How I made $200,000 and grew my audience from 50 to 50,000 in 13 months!” and other things I ignored at FinCon 2018
What to say when someone you know makes a financial decision you disagree with
It’s not an infrequent occurrence that I get friends who apologize to me when they tell me about financial decisions they make. “I know you wouldn’t approve of this, but…“ The interesting thing is that more often than not, they’re … Read More … Read More
Is it already FinCon 2018? A confession of unintentionality
You don’t need to wait until you’re old or rich to see the world
If you save $1 today, how much will you have in 10 years?
It’s better to save when you’re younger. I think most of us know that. The problem is that being younger is the time when it’s hardest to save. One’s younger years are the time when pretty much everyone has a … Read More … Read More
Why not use a robo-advisor?
So as I mentioned in my last post, my day job started offering a 401(k) recently. Finally! It’s been very relieving, as it allows me to put more tax-advantaged money away for retirement, which, as you might imagine, is pretty … Read More … Read More
Why a 401(k) is the most lucrative investment product for most people
Lord have mercy, my day job just recently started offering a 401(k)! When I switched jobs last year, I was dismayed, as one can imagine, that there was no employee-sponsored retirement plan offered to me. When I asked, as politely … Read More … Read More
What if you don’t have a bank account?
I was on the bus the other day when I overheard the two people, a young man and woman, in front of me talking about a paycheck. “Yeah, I just got paid, but now I have to see if some … Read More … Read More