fear

How much math skills do you need to be good with money?

Fear or distaste for math doesn’t need to prevent you from being good with money, because you don’t need that much in the way of math skills. … Read More

There is no failure in financial wellness

Learning how to manage your money better will take time, just like any new skill. Because of this, there is no such thing as failure. I received a very interesting question from a potential client on a recent consult. Now, … Read MoreRead More

Vote. Without fear (if you can).

I’m terribly sorry, but I need to interrupt this regularly scheduled blog post to remind you that you need to vote. (This post is centered on a U.S. audience because Election Day is the day after this post goes live. … Read MoreRead More

Rain window

Here’s the risk tolerance we ought to be talking about

I was a little hard on people who have a low investment risk tolerance. But that’s not because I’m a mean person. I have very good reasons. I get that the idea generally is that we want to protect against … Read MoreRead More

Scary hand

Why it doesn’t matter what your risk tolerance is

When investing, whether for retirement or for any longer term goals, there is often a discussion of “risk tolerance”. Risk tolerance in this context means how much variability in the investment return process that an investor is willing to withstand. … Read MoreRead More

Energizer Bunny

How to move forward when you feel like the world is going to end

On a Tuesday morning in September, a little over 15 years ago, I was waking up for work. At the time, my alarm was set to play classic rock radio (I believe it was 94.1 WYSP). While I usually woke … Read MoreRead More

Rusted Car

This might be why you don’t believe you’ll be financially successful

It’s not hard to find bad economic news that applies to you. If you’re a millennial, chances are the job market is terrible for you. If you’re a baby boomer, chances are that you’re either underwater in your house or … Read MoreRead More

My mortgage principle that I broke (sort of)

  Finances and emotions. They go together like one explosively codependent couple. Don’t be fooled by my focus in the numbers side of the situation; I’m not immune to fear and anxiety either. I’m going through the process of becoming … Read MoreRead More

The benefits of anxiety while flying

  For the past few years, I’ve flown over 25,000 miles each year, a respectable distance. With such a experience, you would think that I would have no problems with anxiety while flying. You would be wrong. But I consider … Read MoreRead More

Shame, or why you don’t do what you know you must

  If you’ve spent any time with this site—or even if you haven’t—I want to ask you a small favor. I’d like you to trust me enough that you won’t skip this post. It’s pretty short. You can skip the … Read MoreRead More