Often when I play board games, I enjoy the process of losing as much as winning. That’s why I love it when people comment on my posts pushing back against my arguments. I don’t consider myself an infallible expert in … Read More … Read More
WARNING: This post contains math. “When you have a mortgage, you get a tax deduction for all the mortgage interest you pay. So you shouldn’t pay down your mortgage early, because you’ll lose the tax deduction.” This is one of the … Read More … Read More
UPDATE: I originally made a math error below, and have corrected it. Apologies. UPDATE #2: I have another take on this. “Oh you’ve got a mortgage now!” goes Conventional Wisdom. “Now your taxes will be lower because you’ll be able to … Read More … Read More
WARNING: This post contains math. This is one of those posts that is a challenge to write. Since everyone is in different places and with different levels of financial literacy, I can’t expect everyone to have the same level … Read More … Read More
I found myself recently in a large national chain pharmacy store late at night, wandering the aisles and thinking to myself: “Now what else can I find to spend money on?“ This ridiculous question sums up so much of … Read More … Read More
So I hope you’ve done your taxes for the year. I used a certain online program to do my taxes, and one of the questions asked was “Did you contribute to an IRA [Individual Retirement Arrangement] this year?” If … Read More … Read More
Each year for me, tax season goes pretty much the same way: I fire up one of the big online hosted tax programs, enter in my info, take the Standard Deduction, get something approximating zero dollars back (I try … Read More … Read More
I’ll admit it, I used to avoid tolls. I remember on drives from Philadelphia to points south, there was a toll booth at the Delaware/Maryland border that could be avoided by getting off at the prior exit, paralleling the … Read More … Read More
I’ve been preparing for my latest adventure recently. And while this involves things like digging out my passport, buying travel guides, and maybe booking some lodging (I always wait until the last minute on this), one of the more … Read More … Read More
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