student loans

This is why you don’t want an adjustable rate mortgage (or private student loans)

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An adjustable rate mortgage seems like a good idea, but when interest rates start to rise, you’re going to regret your choice. This past week, the Federal Reserve raised its benchmark interest rate by three-quarters of a percent. The last … Read More … Read More

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You paid your student loans. Others won’t. How is that for you?

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Hearing of borrowers getting their student loans forgiven can be hard for those who paid all of theirs off, but here’s why it’s good for you. With regularity, there are stories coming out that more and more people are having … Read More … Read More

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The Loan Simulator: Finding your best option for student loan repayment

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Explore an official tool called the “Loan Simulator” which shows you how to find the best repayment strategy for your student loans. I have a confession. When it comes to student loans, I can’t keep the different repayment options in … Read More … Read More

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Can you imagine life without debt?

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Being able to envision what it would be like to be free from debt can help motivate you to take the steps necessary to make it a reality. For many, debt is a way of life. Or rather, it has … Read More … Read More

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The American Rescue Plan diffuses a student loan tax bomb

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The American Rescue Plan signed by Joe Biden makes student loan forgiveness tax-free, which has huge implications for millions of people. Boy, it’s nice to have adults running this country again, isn’t it? Paul Krugman of the New York Times … Read More … Read More

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How to take advantage of a student loan payment freeze

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During the student loan payment and interest freeze, if you are able to make payments now, you’ll have a much greater impact on your loans. A lot of the benefits that were passed to ease the crisis for people dealing … Read More … Read More

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Chair shadows

Why not refinance your student loans with SoFi?

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Congratulations! Student loan debt in the U.S. has reached $1.5 trillion as of 2018. That’s a staggering sum, equivalent to $4,600 for every member of the population, including babies. If you exclude babies (and we will, but we shouldn’t let … Read More … Read More

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Altar

Do you really want to pay your student loans off, or just pay less?

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Everyone wants to pay off their student loans. I had loans for the 10 years after I graduated college, and I hated them every step of the way. But people seem to handle their student loans in a confused and … Read More … Read More

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Grim reaper

If you think you can get out of paying back your student loans, think again

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Student loans are a big problem today. With the 68% of bachelor’s degree recipients graduating with student loan debt, and the average being $30,100 per borrower (in 2015), this feels like it’s no longer just “one of those things” a … Read More … Read More

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Why not debt consolidation?

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Paying off debt is hard. Chances are that you have debts in a number of different places (car, student loan, credit card, and even perhaps medical or personal debts as well), all of which have different payment dates, rates, and … Read More … Read More

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