student loans

Was the student loan moratorium bad for borrowers?

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It’s hard to argue that the student loan payment moratorium was somehow bad for borrowers. But some economists are still trying. … Read More

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Sign up for student loan debt relief right now

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Student loan debt relief is here, but Republicans are trying to stop it from happening. You should sign up now anyway. In August of this year, President Biden announced that millions of people would be getting some or all of … Read More … Read More

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Student loan forgiveness is happening: Why it’s amazing (and futile?)

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I respond to the recent announcement of student loan forgiveness by the Biden administration. By now you’ve all heard the news: the Biden administration announced a $10,000 reduction in the balances of student loans for some borrowers, and $20,000 reduction … Read More … Read More

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This is why you don’t want an adjustable rate mortgage (or private student loans)

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An adjustable rate mortgage seems like a good idea, but when interest rates start to rise, you’re going to regret your choice. This past week, the Federal Reserve raised its benchmark interest rate by three-quarters of a percent. The last … Read More … Read More

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You paid your student loans. Others won’t. How is that for you?

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Hearing of borrowers getting their student loans forgiven can be hard for those who paid all of theirs off, but here’s why it’s good for you. With regularity, there are stories coming out that more and more people are having … Read More … Read More

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The Loan Simulator: Finding your best option for student loan repayment

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Explore an official tool called the “Loan Simulator” which shows you how to find the best repayment strategy for your student loans. I have a confession. When it comes to student loans, I can’t keep the different repayment options in … Read More … Read More

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Can you imagine life without debt?

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Being able to envision what it would be like to be free from debt can help motivate you to take the steps necessary to make it a reality. For many, debt is a way of life. Or rather, it has … Read More … Read More

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The American Rescue Plan diffuses a student loan tax bomb

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The American Rescue Plan signed by Joe Biden makes student loan forgiveness tax-free, which has huge implications for millions of people. Boy, it’s nice to have adults running this country again, isn’t it? Paul Krugman of the New York Times … Read More … Read More

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How to take advantage of a student loan payment freeze

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During the student loan payment and interest freeze, if you are able to make payments now, you’ll have a much greater impact on your loans. A lot of the benefits that were passed to ease the crisis for people dealing … Read More … Read More

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Chair shadows

Why not refinance your student loans with SoFi?

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Congratulations! Student loan debt in the U.S. has reached $1.5 trillion as of 2018. That’s a staggering sum, equivalent to $4,600 for every member of the population, including babies. If you exclude babies (and we will, but we shouldn’t let … Read More … Read More

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