If the suggestion to “save for retirement” has you wondering where this money goes, here’s a primer on the different retirement accounts. … Read More
saving
It’s now cheaper to rent than to buy
For most people in most places in the U.S., it is less expensive to rent a home rather than buy it. Will it be this way for the long term? … Read More
One year later: Can you save money with peak/off-peak energy pricing?
I’ve spent the last year with peak/off-peak pricing on my electric bill. I dig into the data to see whether it can save you money. … Read More
The three financial challenges, and how to know which one you have
There are three types of financial challenges, and each one has a different solution. Let’s look at which one applies to you. … Read More
Why it’s time to plan for next Christmas
Christmas is expensive. Here’s how to make it more affordable without necessarily holding back from what you want to do. … Read More
How to build an emergency fund
Deciding to build an emergency fund is one of the most important and anxiety-reducing steps you can take with your money. Let’s face it; the world is a scary place right now. We have—to use a technical term—incompetent idiots running … Read More … Read More
You cheat not only the game but yourself when you don’t track all your spending
The meme “You cheated not only the game but yourself” applies equally well to when you hide certain purchases from your spending tracking. I don’t know how up you are on your Twitch streamers, but I quite enjoy watching certain … Read More … Read More
You can still save for retirement after you’ve retired
If your circumstances permit it, you can continue to save for your future for many years after your retirement. We tend to think of retirement as an event. One day you are working, and boom, the next day, you’re retired. … Read More … Read More
You can save more (and not have it hurt)
I’m a big fan of Ramit Sethi. (He’s the “I will teach you to be rich” guy.) I bought his Advanced Personal Finance course, and I don’t buy personal finance courses often. (I still do plan on reviewing that product here.) … Read More … Read More