Some people have a way higher credit limit than they need, while others who could use it do not. This can exacerbate financial inequality. … Read More
credit cards
The 1% Rule: How to know when to move your money
Not every deal necessitates the hassle of moving your money or accounts around, but the 1% Rule is a good threshold to keep in mind. … Read More
Better financial habits are easier when you stop using credit cards
The simple act of not using credit cards will naturally lead you into all sorts of other better financial habits too. … Read More
A better way to pay your credit card bill
To make the purchases feel more real, and thus add some more intentionality, why not pay off the charges in just the way that you put them on? … Read More
Did credit cards ever make financial sense?
The original purpose of credit cards, to buy something without paying for it yet, was never a good financial decision. … Read More
Hurting the poor: Another case against credit cards
You may think that by paying off credit cards that the only one that loses is the credit card company. But interchange fees say otherwise. … Read More
