To help more people afford homes, there is talk of a new 40 year mortgage product. This of course would not help who it is supposed to. … Read More
Radical Finances


Would you even want to earn $1 million a year?
How massive income (like $1 million a year) sounds great in theory, until you learn what you need to do to get there. … Read More

How to be (more) self-insured

It’s not enough to deposit money in your investment accounts
If you just deposit money in your investment account’s settlement fund and stop there, it could cost you hundreds of thousands of dollars. … Read More

Follow the M-Path: My new group coaching class
I’m proud to introduce a brand new group coaching class, a new way for people to develop financial skills, leave money anxiety behind forever, and build community. … Read More

Simple millionaire steps: Max out your Roth IRA
The simplest and most flexible way to build millionaire-level investment wealth is through the Roth IRA. If you can max it out, you should. … Read More

Roth, IRA, 401(k), oh my! How to figure out where to put your investment money
If you’re confused about where to put your investments and in what order, I break it down to a simple order. … Read More

What to do when you’re paid biweekly

2022 in review: Best posts of the year
I recap the best posts of 2022, including the ones my readers liked and the ones I’m most proud of. Happy end of the year! It’s been a good year for me. After more than two years of work, I … Read More … Read More

The data is in: You can’t beat the market
I look at S&P SPIVA scorecards for mutual funds, which confirm what we already knew about investing: that you can’t beat the market. Note: I’m not a financial advisor. I don’t offer financial (or legal) advice. My job is to … Read More … Read More