Radical Finances

What to do about employee expenses

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  I currently have a “day job”, as my own projects, such as my integrative financial coaching service, aren’t self-sustaining (yet). As part of this day job, I’m sometimes asked to travel. It’s always on the company dime, but nevertheless, it’s … Read More … Read More

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Why I love it when markets tank

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Dollar cost averaging (DCA) can help you weather a bear market and make money in the long run no matter how the market performs. I just fired up the local news website and saw that the Dow, that oddly insufficient … Read More … Read More

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Did I take my own mortgage advice?

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  So the papers are signed and the move is complete. I’ll be living out of boxes for what feels like forever, but that doesn’t matter. I’m a homeowner now. I’m also back into debt, as I have a mortgage now. … Read More … Read More

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The mortgage: debt’s final boss character

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  My friend Rami talks about many facets of life from the perspective of certain video games. And certain video game tropes do occassionally leak into other forms of art and even real life. For example, can anyone really read … Read More … Read More

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What to do first when you get an unexpected windfall

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  Some situations are outside of our control. An unexpected job loss. An unexpected medical situation. These are all situations when you really need an emergency fund to get you through. But perhaps I’m too focused on the negative. While … Read More … Read More

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How to have an emergency fund when you’re still in debt

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  Some of you have already paid off their debts and are well on your way to becoming wealthy enough to feel safe, live easy, and accomplish anything. But some of you are knee-deep (or neck-deep) in debt, possibly living … Read More … Read More

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When your life changes, change your emergency fund

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  An emergency fund is a vital tool, not just in your financial situation, but also for your sense of emotional grounding. But no kidding. I like to joke that a fully-funded emergency fund is like anti-anxiety medication, but without … Read More … Read More

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My mortgage principle that I broke (sort of)

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  Finances and emotions. They go together like one explosively codependent couple. Don’t be fooled by my focus in the numbers side of the situation; I’m not immune to fear and anxiety either. I’m going through the process of becoming … Read More … Read More

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Why I’m going back into debt (or why I was never really debt-free)

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  I’ve long railed against debt. Debt slows you down from achieving what you want, and forces you to pay companies that don’t have your best interests in mind. I paid off my last debts four years ago, and I … Read More … Read More

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Why not pay cash for a home?

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  WARNING: This post contains math. There is definitely something compelling to owning your own home, from both a psychological standpoint but also a financial standpoint. But I’m not a fan of debt. You know this by now. And in … Read More … Read More

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