My experience getting to participate in an IPO taught me how even in this favored environment, buying stock is still like playing the lottery. … Read More
Radical Finances

How much should you spend on lunch?
It’s easy to spend so much on lunch that it starts to eat into your earnings, so here’s a good rule of thumb for spending on your meal. … Read More

Year in review: The best posts of 2024
I review the best posts of 2024, from the posts you liked the best to the ones I’m most pleased with. … Read More

Your car insurance doesn’t care about your loyalty
Despite talk of loyalty discounts, you can switch your car insurance right now and probably find a better deal. … Read More

More of why I don’t pick stocks
Think you can pick the right stocks that will make you rich? You’re probably wrong, as are most people, including me. … Read More

The Buy/Rent Calculator tells it like it is
The New York Times calculator showing whether to rent or buy a home is more cost-effective has a lot of wisdom, even with unhappy news. … Read More

Secure 2.0: Can you save for retirement while paying off your debt?
I used to believe you couldn’t pay off debt and save for retirement, but new legislation through the Secure 2.0 Act is making me reconsider. … Read More

The 1% Rule: How to know when to move your money
Not every deal necessitates the hassle of moving your money or accounts around, but the 1% Rule is a good threshold to keep in mind. … Read More

Getting your credit score(s)
We think of credit scores as a single number, but in actuality it’s more complicated than you might think. You can still get yours for free. … Read More

Why you might get your student loans forgiven now
There is a one-time adjustment happening to certain student loans, but you may have to act fast if you want to qualify. … Read More