Radical Finances

A creative (and tasty) way to get free shipping on Amazon

Small purchases can get you over the threshold for free shipping on Amazon. This can save you money if you don’t have Amazon Prime. … Read More

3 ways to lower your car insurance payment

With prices spiking, I take a look at a few common (and uncommon) ways to pay less for your car insurance. … Read More

Can you earn a higher return on your emergency fund (safely)?

I look at buying short-term Treasury bill funds and compare them to a high-yield savings account to see if the returns are worth the risk. … Read More

How much money are you really getting from cash-back credit cards?

Cash-back credit cards offer a more predictable return than travel credit cards. But will you earn what you think you’ll earn? … Read More

Should you buy a home with no money down?

A mortgage with no money down for a down payment sounds like a great deal. But is it as good as it sounds? I just got an email from my credit union with the heading: “Buy your first home with … Read More … Read More

5 beliefs about money that people get wrong

There are many beliefs that people have about managing money. Some of them are false. Here are five beliefs which people get wrong. … Read More

RAP battle: Student loan repayment is about to change (again)

I discuss the new upcoming rules for student loan repayment, including the new Repayment Assistance Plan (RAP). … Read More

Student loan consolidation risks: What borrowers need to know

Student loan consolidation can be a great way to make paying your loans back easier, but there are a few risks to watch out for. … Read More

Community solar: Can you even sign up?

The process to sign up for community solar in order to save on my electric bill has been longer than expected, but is still going forward. … Read More

7 ways to earn miles and points without using credit cards

Think you have to use credit cards to get miles and points? Think again. Here’s how to do it without using credit cards. … Read More