Student loan debt relief is here, but Republicans are trying to stop it from happening. You should sign up now anyway. In August of this year, President Biden announced that millions of people would be getting some or all of … Read More … Read More
Decisions
Is it too late to buy a home?
With rising mortgage rates, some people may be wondering if it’s too late for them to buy a home. I believe that is the wrong question to ask. You’ve doubtlessly noticed how everything is getting more expensive, whether it’s food, … Read More … Read More
Why you don’t charge what you’re worth
As a therapist or other private practitioner, you may struggle to charge enough for your services, but here’s why you should raise your rates. I’ve been enjoying giving my continuing education class for therapists on financial wellness in the therapeutic … Read More … Read More
Are you ready to lose your job?
Most of the important steps you need to take to handle a job loss happen before you lose your job. Here are those steps. A few years ago, I was let go from my full-time job. It had nothing to … Read More … Read More
Is it safe to put your money in stablecoins?
I look at cryptocurrency stablecoins and how they are used, and compare them to the original stablecoin, the U.S. dollar. I don’t know if you know this, but I’ve started syndicating all my content over on Medium. You can subscribe … Read More … Read More
Worried about the markets? You need to HODL.
I use the HODL meme from Bitcoin to show how it’s actually more widely applicable to your investments with real money. Things aren’t looking too good for the economy right now. Inflation is up, and gas prices are so high … Read More … Read More
This is why you don’t want an adjustable rate mortgage (or private student loans)
An adjustable rate mortgage seems like a good idea, but when interest rates start to rise, you’re going to regret your choice. This past week, the Federal Reserve raised its benchmark interest rate by three-quarters of a percent. The last … Read More … Read More
Why you should get a refund and not store credit
What are the credit cards I use in my business?
Take a look behind the scenes and learn about the credit cards I use in my financial coaching business and why. I started my financial coaching business informally almost a decade ago, but it was a few years later that … Read More … Read More
Going for my AFC certification: How I got my 1,000 hours
I detail how I met the 1,000 Experience Hours requirement to become an Accredited Financial Counselor (AFC). Two years ago, I decided to get my Accredited Financial Counselor (AFC) certification. While I believe that you don’t need official credentials to … Read More … Read More