There are people for whom money is not a concern. (That’s great, except for the subset of people for whom money isn’t a concern but probably should be. I want you to feel financially secure, but only if you are financially secure.) … Read More … Read More
Awareness

There is a race to the bottom in mutual fund fees, and we all win
I’ve always believed that in business you can compete on price or you can compete on quality, but never both. Which is why we have basic economy on airplanes (which are as cheap as possible and as a consequence are … Read More … Read More

The benefits (and limitations) of Chris Hogan’s R:IQ assessment test
I discuss the online R:IQ assessment test by Chris Hogan, which seeks to determine how much money you need to save up for your retirement. As mentioned in my review of Chris Hogan’s Retire Inspired book, a tool called the … Read More … Read More

Chris Hogan’s Retire Inspired: Another bionic book?
Years from now, when the internet is as obscure and unknowable as Linear A, archaeologists are going to unearth books, still well-preserved, that say things like: “If you haven’t taken the R:IQ assessment yet, do it now! Take it for … Read More … Read More

Did I ever tell you how lucky you are?
My favorite Dr. Seuss book, from the time I was a child to today, is Did I Ever Tell You How Lucky You Are? It’s always seemed a lesser known work of his, more McElligot’s Pool than Green Eggs and … Read More … Read More

Ally now makes it easier to set up multiple savings accounts
Ally has changed the way that you can create multiple savings accounts. This can make your savings plans much easier to implement. Update (February 2020): Ally now allows actual buckets! Read my review here. I’m a big fan of Ally. … Read More … Read More

Why not avoid bonds too?

Vote. Without fear (if you can).

How do you know how much money you need?
