“Cancel cosplay” is a widely-accepted but pointless role-playing, where you pretend to cancel a subscription, and they try to win you back. … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
How does the 2025 tax bill affect you?
Congress has just passed the One Big Beautiful Bill Act. Is it as bad for you as people are saying? … Read More
Buy Now Pay Later is coming to your credit score
A benefit of Buy Now Pay Later services is going away, as a delinquent borrower’s credit score will now be affected. … Read More
Should you have bought gold bars at Costco a year ago?
Buying gold bars at Costco was a trend a year ago, but since gold’s price rise, you might be wondering if you should get in now. … Read More
Is AI coming for your job?
With AI becoming mainstream, the question is whether it will lead to mass job losses. Despite the evidence, I don’t think it will. … Read More
How to handle financial inequality with friends and family
Do your friends and family earn more (or less) than you? Let’s talk about when financial inequality arises in your personal relationships. … Read More
How financial stress affects your brain
Financial stress doesn’t just affect emotions—it actually changes how your brain works. In this post, you’ll see what the science says, why this matters now more than ever. … Read More
5 reasons to stop panic buying
It’s tempting to assume that we are hurtling towards a financial catastrophe, but don’t make it worse by panic buying. … Read More
How to stop worrying about when your bills can be paid
Having float in your bank account can ensure that you never have to think about—or worry about—when your bills are going to be paid. … Read More
How to handle taxes as a 1099
You have more responsibilities as 1099 (independent contractor), but with an easy system put in place, you won’t have to worry about taxes. … Read More