For most people in most places in the U.S., it is less expensive to rent a home rather than buy it. Will it be this way for the long term? … Read More
Blog
Musings on personal finance and more. Not written with AI since 2012.
One year later: Can you save money with peak/off-peak energy pricing?
I’ve spent the last year with peak/off-peak pricing on my electric bill. I dig into the data to see whether it can save you money. … Read More
How to practice abundance through quick travel
You might say that abundance is taking a long trip, but I say that a quick travel is even more in keeping with an abundance mindset. … Read More
Year in review: The best posts of 2025
I review the best posts of 2025, including the posts you clicked on the most and the ones I liked the best. … Read More
The three financial challenges, and how to know which one you have
There are three types of financial challenges, and each one has a different solution. Let’s look at which one applies to you. … Read More
The cure for too much late night shopping
If you’re doing lots of late night online shopping and then regretting it later, here’s a trick that will make you a more satisfied consumer. … Read More
Why it’s time to plan for next Christmas
Christmas is expensive. Here’s how to make it more affordable without necessarily holding back from what you want to do. … Read More
Why millionaires live paycheck to paycheck
Studies show that people who make half a million dollars a year still feel like they live paycheck to paycheck. Why?
… Read More
Why you really don’t want a 50 year mortgage
A 50 year mortgage promises affordability, but won’t deliver what it promises, and will make costs higher for everyone. … Read More
Getting rid of the penny: A case for change
Not only is getting rid of the penny overdue, but we shouldn’t stop there, but instead remove more coins from circulation. … Read More