There are two types of IRAs (Individual Retirement Arrangements): Traditional and Roth. Which one is right for you? … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
What to do with your money during stagflation
Stagflation is where a stagnant economy also contains rising inflation. It’s bad, but you can take steps to protect yourself and your money. … Read More
Do you have money dysmorphia?
I talk about money dysphoria, who it affects, its likely causes, how it manifests itself, and what to do about it. … Read More
What are your three financial goals?
One exercise I do with my coaching clients very early on is to figure out their three financial goals. I encourage you to do the same. … Read More
How (and why) to add friction to your spending
Companies talk a lot about how to reduce friction when it comes to spending. But is that really benefiting you? … Read More
“Cancel cosplay” or how to save money on your subscriptions
“Cancel cosplay” is a widely-accepted but pointless role-playing, where you pretend to cancel a subscription, and they try to win you back. … Read More
How does the 2025 tax bill affect you?
Congress has just passed the One Big Beautiful Bill Act. Is it as bad for you as people are saying? … Read More
Buy Now Pay Later is coming to your credit score
A benefit of Buy Now Pay Later services is going away, as a delinquent borrower’s credit score will now be affected. … Read More
Should you have bought gold bars at Costco a year ago?
Buying gold bars at Costco was a trend a year ago, but since gold’s price rise, you might be wondering if you should get in now. … Read More
Is AI coming for your job?
With AI becoming mainstream, the question is whether it will lead to mass job losses. Despite the evidence, I don’t think it will. … Read More