SNAP (Supplemental Nutrition Assistance Program) has been in the news recently, but what does it really do? More than you think. … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
“Help! I can’t pay my bills!”
If you’re experiencing a financial situation where you’ve ever thought “I can’t pay my bills,” here is how to start to manage the situation. … Read More
Why you don’t matter in this economy
With most people contributing less to the economy, there becomes less incentive to help those people out, which won’t end well for anyone. … Read More
1,000 blog posts: A reflection
This is the 1,000th blog post I’ve published on this site. At this milestone, I look back and reflect on where I started and what’s to come. … Read More
There is nothing wrong with spending money
Some think that becoming better with money means that they shouldn’t spend, but that’s wrong. Spending money can be enjoyable and that’s okay! … Read More
Why you’re wasting your travel points and miles
It’s easy to collect travel points and miles, but if you don’t redeem them correctly, all that time, energy, and money is wasted. If you use a credit card for your everyday spend, you are likely to spend more than … Read More … Read More
Too much credit? How inequality extends to credit limits
Some people have a way higher credit limit than they need, while others who could use it do not. This can exacerbate financial inequality. … Read More
Is the debit card coming back in style?
Recent trends have shown that debit cards may be starting to become more fashionable, and perhaps favored over credit cards. The first time I got a real debit card (and not an ATM card) was in college. The bank had … Read More … Read More
A “free” mutual fund? The race to lower costs
Mutual funds have been lowering their fees for years, and Fidelity has overtaken Vanguard with their line of funds with zero fees. I’ve been a fan of Vanguard for a long time. They have always been focused on lowering prices … Read More … Read More
What to remember when giving money to friends or family
Giving money can and should be a blessing, but it can turn into a nightmare if you’re not honest with yourself or if you can’t let it go. … Read More