If the suggestion to “save for retirement” has you wondering where this money goes, here’s a primer on the different retirement accounts. … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
It’s now cheaper to rent than to buy
For most people in most places in the U.S., it is less expensive to rent a home rather than buy it. Will it be this way for the long term? … Read More
One year later: Can you save money with peak/off-peak energy pricing?
I’ve spent the last year with peak/off-peak pricing on my electric bill. I dig into the data to see whether it can save you money. … Read More
How to practice abundance through quick travel
You might say that abundance is taking a long trip, but I say that a quick travel is even more in keeping with an abundance mindset. … Read More
Year in review: The best posts of 2025
I review the best posts of 2025, including the posts you clicked on the most and the ones I liked the best. … Read More
The three financial challenges, and how to know which one you have
There are three types of financial challenges, and each one has a different solution. Let’s look at which one applies to you. … Read More
The cure for too much late night shopping
If you’re doing lots of late night online shopping and then regretting it later, here’s a trick that will make you a more satisfied consumer. … Read More
Why it’s time to plan for next Christmas
Christmas is expensive. Here’s how to make it more affordable without necessarily holding back from what you want to do. … Read More
Why millionaires live paycheck to paycheck
Studies show that people who make half a million dollars a year still feel like they live paycheck to paycheck. Why?
… Read More
Why you really don’t want a 50 year mortgage
A 50 year mortgage promises affordability, but won’t deliver what it promises, and will make costs higher for everyone. … Read More