Some think that becoming better with money means that they shouldn’t spend, but that’s wrong. Spending money can be enjoyable and that’s okay! … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
Why you’re wasting your travel points and miles
It’s easy to collect travel points and miles, but if you don’t redeem them correctly, all that time, energy, and money is wasted. If you use a credit card for your everyday spend, you are likely to spend more than … Read More … Read More
Too much credit? How inequality extends to credit limits
Some people have a way higher credit limit than they need, while others who could use it do not. This can exacerbate financial inequality. … Read More
Is the debit card coming back in style?
Recent trends have shown that debit cards may be starting to become more fashionable, and perhaps favored over credit cards. The first time I got a real debit card (and not an ATM card) was in college. The bank had … Read More … Read More
A “free” mutual fund? The race to lower costs
Mutual funds have been lowering their fees for years, and Fidelity has overtaken Vanguard with their line of funds with zero fees. I’ve been a fan of Vanguard for a long time. They have always been focused on lowering prices … Read More … Read More
What to remember when giving money to friends or family
Giving money can and should be a blessing, but it can turn into a nightmare if you’re not honest with yourself or if you can’t let it go. … Read More
Can you withdraw money early from your 401(k) or IRA?
Many people don’t know that you can make early withdrawals from your retirement accounts like your 401(k) and IRA. But should you? … Read More
Should you contribute to a Traditional IRA or Roth IRA?
There are two types of IRAs (Individual Retirement Arrangements): Traditional and Roth. Which one is right for you? … Read More
What to do with your money during stagflation
Stagflation is where a stagnant economy also contains rising inflation. It’s bad, but you can take steps to protect yourself and your money. … Read More
Do you have money dysmorphia?
I talk about money dysphoria, who it affects, its likely causes, how it manifests itself, and what to do about it. … Read More