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Musings on personal finance and more...

How to know if a large purchase is affordable

People often think only of the per-month cost when determining what they can afford, but that can be an expensive mistake. Can you afford it? It’s a simple question on its face, but the more you dig into it, the … Read MoreRead More

How to reduce money conflicts on vacation

Vacation can be stressful, especially when not everyone has the same impulses when it comes to spending. But you can reduce money conflicts. Traveling can be stressful in lots of ways. In normal times, there’s the stress of getting from … Read MoreRead More

Why you shouldn’t panic when mortgage rates rise

Mortgage interest rates are rising, but rushing to buy a home before prices rise further will lead only to worse financial challenges. I’ve always thought of homeownership as a kind of train. As renters, you’re running behind it, trying to … Read MoreRead More

Why you can’t invest in crypto

Many people think that they are investing in cryptocurrencies, but they are wrong, because the very nature of crypto makes this impossible. When it comes to crypto, most people fall into a few categories: “I keep hearing about it, but … Read MoreRead More

Why you should get a refund and not store credit

When you make a return, many retailers want to refund your money to store credit or a gift card, but here’s why you don’t want to do that. I had to return an item the other day on Amazon. It … Read MoreRead More

You paid your student loans. Others won’t. How is that for you?

Hearing of borrowers getting their student loans forgiven can be hard for those who paid all of theirs off, but here’s why it’s good for you. With regularity, there are stories coming out that more and more people are having … Read MoreRead More

How to find out if you have secret savings bonds

The U.S. Treasury has a site called “Treasury Hunt” where you can find out if you have savings bonds in your name (or not). When I was a kid, I remember there was a special on TV called “The Mystery … Read MoreRead More

Why you should connect with your partners around money

Many in relationships avoid talking about money with their partners, but this can cause unnecessary conflict and prevent greater connection. The statistics are clear: Money is the biggest source of stress for those in the U.S.A. And money is the … Read MoreRead More

Even when things go wrong, the world is an amazing place

A brief meditation on perspective when things go wrong, in that so much that we don’t notice continues to be not only right, but amazing. My laptop died this past week. I was already planning on upgrading, as I knew … Read MoreRead More

What are the credit cards I use in my business?

Take a look behind the scenes and learn about the credit cards I use in my financial coaching business and why. I started my financial coaching business informally almost a decade ago, but it was a few years later that … Read MoreRead More

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