Blog

Blog

Musings on personal finance and more...

Why you don’t charge what you’re worth

As a therapist or other private practitioner, you may struggle to charge enough for your services, but here’s why you should raise your rates. I’ve been enjoying giving my continuing education class for therapists on financial wellness in the therapeutic … Read More … Read More

Are you ready to lose your job?

Most of the important steps you need to take to handle a job loss happen before you lose your job. Here are those steps. A few years ago, I was let go from my full-time job. It had nothing to … Read More … Read More

Why we believe people are rich or poor is changing

I look at three studies by the Pew Research Center on how our beliefs on why people are rich or poor are evolving, and in a promising way. I know in my heart of hearts that the vast majority of … Read More … Read More

Is it safe to put your money in stablecoins?

I look at cryptocurrency stablecoins and how they are used, and compare them to the original stablecoin, the U.S. dollar. I don’t know if you know this, but I’ve started syndicating all my content over on Medium. You can subscribe … Read More … Read More

Why everything today is more unaffordable

If you think people today are finding that homes, cars, and student loans are unaffordable, well, you’re right. Have you ever watched Company Man on YouTube? His videos take a look at businesses, primarily restaurants, and talks about how they … Read More … Read More

Student loan forgiveness is happening: Why it’s amazing (and futile?)

I respond to the recent announcement of student loan forgiveness by the Biden administration. By now you’ve all heard the news: the Biden administration announced a $10,000 reduction in the balances of student loans for some borrowers, and $20,000 reduction … Read More …

Read More

Why do we care about the stock market’s daily moves?

There is no practical reason for most people to follow the up and down moves of the stock market, and plenty of reason to ignore all of it. I listen to NPR a fair amount, mostly when I’m in the … Read More … Read More

Can anyone become wealthy?

There are two competing worldviews in financial success: that anyone can get ahead, and that no one can. So, can anyone become wealthy? After being a financial coach for a decade or so, I’ve learned that there are two primary … Read More … Read More

Is now a good time to buy I Bonds?

The inflation-adjusted Series I Bonds seems like a good place to park your money, but is that actually the case? Nothing here is financial advice. Please see my Disclosure Policy. I recently got this question sent to me from one … Read More … Read More

Buy now pay later: Silicon Valley wants the money you don’t have

Buy Now Pay Later (BNPL) firms like Affirm, Klarna, and Afterpay have revived an age-old idea of helping people buy things they can’t afford. I’ve spent a good portion of my adult working life in companies aligned with, if not … Read More … Read More

End of content.

No more posts to load.