You have more responsibilities as 1099 (independent contractor), but with an easy system put in place, you won’t have to worry about taxes. … Read More
Awareness

Student loan collections are coming: Here’s how to protect yourself
The Department of Education announced it will resume sending any student loan that is in default to collections. Here’s what you should do now. … Read More

Can off-peak energy plans reduce your electric bill?
I signed up for my electric provider’s off-peak “time of use” energy pricing plan to see if it really does save me money. … Read More

How to handle the feeling of being in collections
Being hounded by collections agencies or just people who want your money can be a scary experience, but you can manage your own experience. … Read More

Why food banks shouldn’t exist
Food banks are a short term solution to a problem—hunger—that is solvable, if only we decided that we wanted to solve it. Have you been on food stamps (SNAP) before? I have. There’s no shame in it, and I hope … Read More … Read More

Year in review: The best posts of 2024
I review the best posts of 2024, from the posts you liked the best to the ones I’m most pleased with. … Read More

Everything you need to know about locking your credit card

Do you want others to make less money? The challenge of solidarity with wages
A union dispute with a local grocery store leads to a bigger concern with wages. Is solidarity possible when we believe in a zero-sum economy? … Read More

The country feels poor. Are they wrong?

Why markets rally during catastrophes
After a election that feels more like a catastrophe, I try to understand why the financial markets are having such a strong rally. … Read More