Awareness

Can community solar reduce your energy bill?

Community solar allows anyone the ability to benefit from solar power and reduce your bills, even if you can’t put solar panels on your roof. … Read More

You’re never too young (or too old) for a Roth IRA

No matter what your age is, young or old, there is always a benefit to opening (and funding) a Roth IRA if you’re able. Back in the days when I worked retail, I had a coworker who was of a … Read MoreRead More

You can’t (just) throw money at the problem

The first step in any goal may be the hardest, but to just throw money at the problem without doing the work is not the first step at all. … Read More

How AI can help you with financial wellness

With AI seemingly taking over the world, it’s worth asking if there are ways AI can help you with financial wellness. Spoiler: There aren’t. … Read More

Would you ever want a personal loan?

Banks and credit unions will often offer you “personal loans”, but is there a worthwhile use case for them? … Read More

Does it matter if your Social Security number is stolen?

Your Social Security number, along with other personal information, has likely been stolen. What does this mean for you? … Read More

Claiming social security when married is very different

Knowing when to claim Social Security is complicated, but when you’re married and planning with your spouse, the calculation becomes harder. Please read my Disclosure Policy. Nothing here should be construed as financial advice. Please work with a professional before … Read MoreRead More

What King’s Quest taught me about financial wellness

I try to find some financial lessons from the King’s Quest adventure games from Sierra On-Line, and also plug an album containing my music. … Read More

The “SAVE” plan in peril: Why you can’t bank on student loan forgiveness

The SAVE plan, which would have reduced or eliminated debt payments for student loan borrowers is put on hold indefinitely. … Read More

There is no shame in filing for unemployment (or other benefits)

We need to de-stigmatize utilizing public services such as unemployment or SNAP benefits (food stamps) when times are tough. … Read More