Awareness

Are you too late for the gold rush?

The price of gold hit $5,000 an ounce recently, a remarkable rise in price. Was it foolish to sit this rally out? I recently watched a Dave Ramsey video from 2023, where a caller asks whether he should put some … Read MoreRead More

A quick primer on retirement accounts

If the suggestion to “save for retirement” has you wondering where this money goes, here’s a primer on the different retirement accounts. … Read More

Year in review: The best posts of 2025

I review the best posts of 2025, including the posts you clicked on the most and the ones I liked the best. … Read More

The cure for too much late night shopping

If you’re doing lots of late night online shopping and then regretting it later, here’s a trick that will make you a more satisfied consumer. … Read More

Has everything gotten more expensive?

I use the “chart of the century” to show that not everything has gone up in price outpacing inflation, just the important things. … Read More

“Help! I can’t pay my bills!”

If you’re experiencing a financial situation where you’ve ever thought “I can’t pay my bills,” here is how to start to manage the situation. … Read More

Why you don’t matter in this economy

With most people contributing less to the economy, there becomes less incentive to help those people out, which won’t end well for anyone. … Read More

1,000 blog posts: A reflection

This is the 1,000th blog post I’ve published on this site. At this milestone, I look back and reflect on where I started and what’s to come. … Read More

Too much credit? How inequality extends to credit limits

Some people have a way higher credit limit than they need, while others who could use it do not. This can exacerbate financial inequality. … Read More

A “free” mutual fund? The race to lower costs

Mutual funds have been lowering their fees for years, and Fidelity has overtaken Vanguard with their line of funds with zero fees. I’ve been a fan of Vanguard for a long time. They have always been focused on lowering prices … Read MoreRead More