There is no shame in filing for unemployment (or other benefits)

We need to de-stigmatize utilizing public services such as unemployment or SNAP benefits (food stamps) when times are tough. … Read More

Self-care is not doom spending

Self-care is an important part of life, and it’s okay (not reckless, and certainly not doom spending) to allocate money for this purpose. … Read More

Are you doom spending?

A phrase, doom spending (or doomspending) gets to the heart of the hopelessness people face about their finances and their future. … Read More

Was the 401(k) a mistake?

The 401(k) is the best option that most people have for saving for retirement. But its introduction may have been a mistake. … Read More

What to do if your information is found on the dark web

How to keep yourself safe in the hyperbolic world of credit alerts and potential dangers, specifically surrounding the dark web. … Read More

Why isn’t every financial professional a fiduciary?

As new laws strengthen rules on being a fiduciary and acting in a client’s best interest, it’s harder to justify working with anyone else. … Read More

How much math skills do you need to be good with money?

Fear or distaste for math doesn’t need to prevent you from being good with money, because you don’t need that much in the way of math skills. … Read More

Should you do financial coaching with or without your partner?

It’s worth determining how much of the financial coaching journey you want to go on involves your partner, or you and you alone. … Read More

Why Vanguard doesn’t offer crypto products

With Bitcoin ETFs now available, a institution offers a glimpse inside its product development process, and smacks down crypto in the process. … Read More

Better financial habits are easier when you stop using credit cards

The simple act of not using credit cards will naturally lead you into all sorts of other better financial habits too. … Read More