WARNING: This post contains math. This is one of those posts that is a challenge to write. Since everyone is in different places and with different levels of financial literacy, I can’t expect everyone to have the same level … Read More … Read More
math
How to choose a deductible
WARNING: This post contains math. My car was hit the other day. We got a freak snow storm here in normally-rainy Portland, and people do not know how to handle driving in this weather. (To be fair, Oregon doesn’t salt … Read More … Read More
Don’t plan for a 12% return (but earn it anyway)
WARNING: This post contains math. How much return do you expect to make on your stock market investments? (Don’t say zero.) There are those who will say that you can expect to earn a 12% return on your investments … Read More … Read More
An introduction to negative money
Ignore interest rates on debt
“This card has a 12% APR.” “My student loan is fixed at 5%.” “I can get a new car with a 0% interest loan.” Interest rates are talked about quite often when it comes to financial matters. Mostly, this … Read More … Read More
How to determine how much money you need to travel
Why reaching your goal isn’t the goal
Hopefully by now, the new year has gotten off to a good start. If you’re in school you’re either back at your desk or are soon to be there. If you’re at a standard job, you’re back at it, … Read More … Read More