Decisions

Why we must work, even if we don’t have to

  So, maybe it’s starting to happen that not everyone “needs” to work in order for all of our basic needs to be accounted for. If you are given enough money to live, would you still work? A study in … Read MoreRead More

How to haggle successfully

  I’ve already told you how to haggle unsuccessfully. In short: Covet something unique Want it more than the salesperson Not be able to walk away Have nothing with which to bargain Having learned from my mistakes though, I was … Read MoreRead More

How to haggle unsuccessfully

  I hate haggling. It’s way too stressful. I hate having to disappoint people, and I worry about insulting them. Also, I always wonder if I’m getting ripped off. To be honest, I have no idea how much things really … Read MoreRead More

My ideas for my new country for the year

  All this talk about me helping you decide where your next “new country” trip is going to be rather sidesteps the slightly uncomfortable fact that I myself don’t actually know where my own “new country” trip is going to … Read MoreRead More

How to determine where to travel next

  I have a travel goal. Every year, I travel to a new country. Seeing one new country in a year is possible without quitting your job or being independently wealthy. In fact, it’s a challenge that starts out rather … Read MoreRead More

Financial cage match: Paying off student loans versus investing for retirement

  Recently, I made the bold claim that those who have debt aren’t ready to start saving for retirement. I added some relaxing caveats, but I really wanted to put them in an order. Debt first, investing later. I don’t … Read MoreRead More

Hand cramps, office supplies, and a hotel sweepstakes

  Last time, I talked about the Priceless Surprises promotion, a sweepstakes which is designed to get you to stay at IHG (Holiday Inn) properties and pay with a MasterCard. However, due to laws regarding sweepstakes, there is a way … Read MoreRead More

How to potentially earn free hotel nights by filling out and mailing index cards

  I’m always on the lookout for ways to earn frequent flyer miles and hotel points without having to use credit cards. This is usually difficult. If you read travel hacking blogs, many of the articles have to do with … Read MoreRead More

What is the minimum needed to start investing for retirement?

  Okay, so say you’re ready to invest. You’ve either paid off all your debts, or you’re not going to listen to me and want to get started now, regardless. Either way, I’ve got your back. Let’s also say that … Read MoreRead More

How to know if you’re financially ready to start investing

  I’ve talked a lot about investing on this site. This is both because this is where a lot of my focus is in my own life (that and my final boss character), but also because it’s where I think … Read MoreRead More