Decisions

Dice

The three questions to ask yourself before you gamble (on anything)

(Note from after this post was written: Oy, what terrible timing to write about Las Vegas. My heart breaks for everyone affected by the horrors that transpired there this past week. There may not be any justice or sense in … Read MoreRead More

Frozen twig

Maybe don’t freeze your credit just yet

Since the Equifax dumpster fire breach, I’m still on the fence about freezing my credit. Perhaps this is surprising. After all, now that my information, along with 143 million others, has likely been taken by who-knows-who for who-knows-what purpose, it … Read MoreRead More

Space trail

Get your credit reports all at once or spread them out?

If you’ve been thinking that I’ve been silent about the Equifax breach because I haven’t cared, you’d be wrong. Instead, I’ve been feeling a mix of fear and despair, not unlike what I felt on November 9th this past year, … Read MoreRead More

Seam

Why signing up for promotions you don’t think you’ll use is a good idea

I’m not into extreme couponing. I find that I don’t need 27 cans of tomato sauce or 40 boxes of cereal. I live in a relatively small place, and I barely can rationalize a Costco membership, much less having a second … Read MoreRead More

Dawn field

Does frequent travel conflict with financial well-being?

If you’ve been reading this site for a while, you’ve no doubt seen me periodically talk about my quest to see one new country a year. You might find this topic potentially a diversion, even perhaps antithetical, to much of … Read MoreRead More

Boeing Jet

Forget Amazon, I’m going with Jet

I talked about how Amazon has recently taken to requiring you to join Amazon Prime in order to purchase some of its products. To me, that seemed like a bridge too far. And so I began researching alternatives to Amazon. … Read MoreRead More

Why Amazon is starting to remind me of the mob

If you recall my time on the Slow Carb Diet, you may recall that I’m a big fan of Vega protein powder. The one I use has a good amount of greens and antioxidants, a tasty flavor without sugar, and … Read MoreRead More

How to know when to make an impulse purchase

Ramit Sethi, the I Will Teach You To Be Rich guy, has a rule about books: If you’re “thinking about” buying a book, just buy it. Don’t waste 5 secs debating. Even 1 idea makes it worth it. I may … Read MoreRead More

Space Mountain

Here’s how I’m going to get a Tesla

I’m not a “car guy”. I understand that there’s an aesthetic about “acceleration” and “handling”, and how a car “feels”, but I’ve always just wanted one to get me from A to B in relative comfort and without breaking down. When … Read MoreRead More

White elephant statue

Is it time for me to refinance? My mortgage origination company thinks so

I closed on my home almost two years ago. And while I made the terms a little longer than I needed to, my plan currently is to pay it off as if it were a 15 year mortgage. As I’ve … Read MoreRead More