Awareness

End of year ball

Year in review 2017: My top 10 favorite posts

Well here we are, on the cusp of the end of a huge year. Every year seems to be both over in a flash and incredibly long, and this year was no different. But on balance, this year was pretty … Read MoreRead More

Turtle

5 things about money that are strange when you start to think about them

I typically think about money in terms of what it can do for people, but sometimes, I think about money itself, in the abstract. Kind of like this guy: Watch this video on YouTube Okay, actually not at all like … Read MoreRead More

Remember who you’re doing it for

We talk so much about getting on track with your finances, making progress, breaking old behaviors and forming new patterns. We know why we’re doing it, usually. For me, I believe we’re doing all this so that we can feel … Read MoreRead More

Network cables

Affiliate mania, problem companies, and bling: Notes from the exhibition hall at FinCon 2017

After a while, you realize that conferences tend to have a lot of the same characteristics. They tend to have: Cavernous breakout rooms with uncomfortable chairs and a water pitcher by the door A wheeled table with coffee and tea … Read MoreRead More

Gold lights

Are you investing or just speculating?

The economics of the household aren’t great. Not only do you need to keep a reasonably good-paying job for at least four decades, but also you need to plan for a period of your life, say the last third of it, … Read MoreRead More

Space trail

Get your credit reports all at once or spread them out?

If you’ve been thinking that I’ve been silent about the Equifax breach because I haven’t cared, you’d be wrong. Instead, I’ve been feeling a mix of fear and despair, not unlike what I felt on November 9th this past year, … Read MoreRead More

Target Red Card

How store credit cards foreshadow the retail apocalypse

In my last post, I mentioned how I had once had an Exxon credit card given to me by my mom to use for emergencies. It made me think about those specialty credit cards. How quaint I thought. A credit … Read MoreRead More

Exxon

Emergencies are the worst time for using debt

Not long after I got my drivers license, my mom gave me an Exxon card to carry around with me. “For emergencies, in case you run out of gas and are stranded.” I never used it. It’s not that I … Read MoreRead More

Hoagie

Can someone please explain to me why there is so much wage disparity?

I worked in retail for many years. I sometimes have nightmares that I’ll have to go back to it. And yet, I think my retail experiences were relatively tame. A department story, a toy store, a gas station, Kinko’s. I … Read MoreRead More

If you’re not wealthy, is it your fault?

I’m troubled. I was listening to a program on the radio (which I’ll leave unnamed for reasons you’ll see soon). It was one of the 27 various programs on financial wellness that seem to pepper the AM dial at any … Read MoreRead More