Well here we are, on the cusp of the end of a huge year. Every year seems to be both over in a flash and incredibly long, and this year was no different. But on balance, this year was pretty … Read More … Read More
Awareness
5 things about money that are strange when you start to think about them
Remember who you’re doing it for
We talk so much about getting on track with your finances, making progress, breaking old behaviors and forming new patterns. We know why we’re doing it, usually. For me, I believe we’re doing all this so that we can feel … Read More … Read More
Affiliate mania, problem companies, and bling: Notes from the exhibition hall at FinCon 2017
After a while, you realize that conferences tend to have a lot of the same characteristics. They tend to have: Cavernous breakout rooms with uncomfortable chairs and a water pitcher by the door A wheeled table with coffee and tea … Read More … Read More
Are you investing or just speculating?
The economics of the household aren’t great. Not only do you need to keep a reasonably good-paying job for at least four decades, but also you need to plan for a period of your life, say the last third of it, … Read More … Read More
Get your credit reports all at once or spread them out?
If you’ve been thinking that I’ve been silent about the Equifax breach because I haven’t cared, you’d be wrong. Instead, I’ve been feeling a mix of fear and despair, not unlike what I felt on November 9th this past year, … Read More … Read More
How store credit cards foreshadow the retail apocalypse
In my last post, I mentioned how I had once had an Exxon credit card given to me by my mom to use for emergencies. It made me think about those specialty credit cards. How quaint I thought. A credit … Read More … Read More
Emergencies are the worst time for using debt
Not long after I got my drivers license, my mom gave me an Exxon card to carry around with me. “For emergencies, in case you run out of gas and are stranded.” I never used it. It’s not that I … Read More … Read More
Can someone please explain to me why there is so much wage disparity?
I worked in retail for many years. I sometimes have nightmares that I’ll have to go back to it. And yet, I think my retail experiences were relatively tame. A department story, a toy store, a gas station, Kinko’s. I … Read More … Read More
If you’re not wealthy, is it your fault?
I’m troubled. I was listening to a program on the radio (which I’ll leave unnamed for reasons you’ll see soon). It was one of the 27 various programs on financial wellness that seem to pepper the AM dial at any … Read More … Read More