Awareness

How to find out if you (or anyone really) are owed money by the state

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I still fondly recall those late night TV infomercials about how you can get free money from the government. Now, as I’m learning, there may be something to all that. Because it turns out there are legitimate, state-run websites out … Read More … Read More

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Pretty nature view

For always there will be greater and lesser persons than yourself

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I definitely found myself struggling around writing the following phrase in my previous post on signing up for an advanced personal finance course: And, I’ll be honest, I don’t know a lot of people who are in my situation. Which … Read More … Read More

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Road atlas

Why it’s okay to make a bad financial decision (sometimes)

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I was pretty hard recently on people leasing cars. That’s because I feel very strongly about how it’s a decision that can have a significant negative financial effect on one’s life. And not only that, but the implications of and … Read More … Read More

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Altar

Do you really want to pay your student loans off, or just pay less?

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Everyone wants to pay off their student loans. I had loans for the 10 years after I graduated college, and I hated them every step of the way. But people seem to handle their student loans in a confused and … Read More … Read More

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Frankfurt skyline

Why you don’t want a savings account at a big bank

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I talk about investments a lot, but there there’s a lot more to saving money than investing. Investments are “illiquid”, meaning you can’t just get at the money if you decide you want it. There are tax and penalty consequences … Read More … Read More

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Rainbow flag

This is the real definition of insanity

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There are some phrases that get thrown about often, without actually thinking about what they mean, and whether they’re even correct or not. Some are perfectly innocuous. No one stops to think about what exactly we’re saying “bless you” about … Read More … Read More

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Luxury castle

You don’t need to save as much as you think

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If you’re going to be financially comfortable in the later years of your life, you’re most like going to need to be a millionaire. Or if not an actual millionaire, derive the equivalent in income that having a financial net … Read More … Read More

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Gas station line

Why I want gas prices to rise, eventually

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The price of gasoline, the fuel (literally and figuratively) of our economy, is only in the news related to a change in its price. When prices are rising, you see article after article with statistics, and commentary about what it … Read More … Read More

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Grim reaper

If you think you can get out of paying back your student loans, think again

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Student loans are a big problem today. With the 68% of bachelor’s degree recipients graduating with student loan debt, and the average being $30,100 per borrower (in 2015), this feels like it’s no longer just “one of those things” a … Read More … Read More

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Drumsticks

Amazon Prime just raised its prices by 20%. What’s 20% of $0?

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The news was electric. Amazon, the great dark god of retail, was going to raise its prices on its popular Amazon Prime subscription service, from $99 a year to $119 a year. That wasn’t the electric part though. That was … Read More … Read More

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