Awareness

Double rainbow

If you save $1 today, how much will you have in 10 years?

Posted by on | Featured

It’s better to save when you’re younger. I think most of us know that. The problem is that being younger is the time when it’s hardest to save. One’s younger years are the time when pretty much everyone has a … Read More … Read More

Tags:
401

Why a 401(k) is the most lucrative investment product for most people

Posted by on | Featured

Lord have mercy, my day job just recently started offering a 401(k)! When I switched jobs last year, I was dismayed, as one can imagine, that there was no employee-sponsored retirement plan offered to me. When I asked, as politely … Read More … Read More

Tags: ,
Bank branch

The saddest money withdrawal I’ve ever seen

Posted by on | Featured

I’m going on a big trip this month, and I’m pretty excited about it. One of my rituals around packing—aside from spending the week prior making a way-too-big pile of stuff in the corner of my room under the misunderstanding … Read More … Read More

Tags: ,
ATM receipt

It is possible to have too much float

Posted by on | Featured

It’s important to have enough money in your account to not have to worry when your bills are paid, but too much float brings problems too. … Read More

Tags: , ,
Blocks

The internet really doesn’t want you to be untraceable

Posted by on | Featured

Right after I started using a VPN for all my internet traffic, so that I could remain anonymous in my browsing habits, I started having technical troubles. It started with Amazon. I don’t shop Amazon all that much (I think … Read More … Read More

Tags: , ,

How to find out if you (or anyone really) are owed money by the state

Posted by on | Featured

I still fondly recall those late night TV infomercials about how you can get free money from the government. Now, as I’m learning, there may be something to all that. Because it turns out there are legitimate, state-run websites out … Read More … Read More

Tags: , ,
Pretty nature view

For always there will be greater and lesser persons than yourself

Posted by on | Featured

I definitely found myself struggling around writing the following phrase in my previous post on signing up for an advanced personal finance course: And, I’ll be honest, I don’t know a lot of people who are in my situation. Which … Read More … Read More

Tags: , ,
Road atlas

Why it’s okay to make a bad financial decision (sometimes)

Posted by on | Featured

I was pretty hard recently on people leasing cars. That’s because I feel very strongly about how it’s a decision that can have a significant negative financial effect on one’s life. And not only that, but the implications of and … Read More … Read More

Tags: ,
Altar

Do you really want to pay your student loans off, or just pay less?

Posted by on | Featured

Everyone wants to pay off their student loans. I had loans for the 10 years after I graduated college, and I hated them every step of the way. But people seem to handle their student loans in a confused and … Read More … Read More

Tags: