Last year, when I started my new job, I was given two options for health care: bad and worse. I went from having access to an “A1” and “B1” plan to a “B3” and “C3” plan. Without even knowing the … Read More … Read More
Awareness
Why I can’t get myself to use a password manager
Data breaches have become so common that they are basically going on constantly. According to Teramind, in the time it takes you to brush your teeth, 19,280 data records have been stolen. And that’s not counting floss. If you haven’t … Read More … Read More
“How I made $200,000 and grew my audience from 50 to 50,000 in 13 months!” and other things I ignored at FinCon 2018
Is it already FinCon 2018? A confession of unintentionality
If you save $1 today, how much will you have in 10 years?
It’s better to save when you’re younger. I think most of us know that. The problem is that being younger is the time when it’s hardest to save. One’s younger years are the time when pretty much everyone has a … Read More … Read More
Why a 401(k) is the most lucrative investment product for most people
Lord have mercy, my day job just recently started offering a 401(k)! When I switched jobs last year, I was dismayed, as one can imagine, that there was no employee-sponsored retirement plan offered to me. When I asked, as politely … Read More … Read More
The saddest money withdrawal I’ve ever seen
It is possible to have too much float
It’s important to have enough money in your account to not have to worry when your bills are paid, but too much float brings problems too. … Read More
That time I almost overdrafted my account
The idea that once you become intentional about your finances you’ll never make any mistakes is, frankly, ludicrous. When I was training for the Seattle to Portland bike ride a few years ago, amidst all the rushing around and buying … Read More … Read More