Awareness

Japanese Classroom

How I passed the HSA testing period

Last year, when I started my new job, I was given two options for health care: bad and worse. I went from having access to an “A1” and “B1” plan to a “B3” and “C3” plan. Without even knowing the … Read MoreRead More

Lock and key

Why I can’t get myself to use a password manager

Data breaches have become so common that they are basically going on constantly. According to Teramind, in the time it takes you to brush your teeth, 19,280 data records have been stolen. And that’s not counting floss. If you haven’t … Read MoreRead More

Fin rock

“How I made $200,000 and grew my audience from 50 to 50,000 in 13 months!” and other things I ignored at FinCon 2018

I’m just getting back from FinCon 2018. What a blast! Some previous posts about FinCon: Is it already FinCon 2018? A confession of unintentionality Affiliate mania, problem companies, and bling: Notes from the exhibition hall at FinCon 2017 FinCon is … Read MoreRead More

Palm trees

Is it already FinCon 2018? A confession of unintentionality

I try to keep my posts here informative, educational, hopefully entertaining, and always vaguely nerdy. But this site is also a journey for me as well. I’m not sitting at the top of the mountain, throwing off wisdom to the … Read MoreRead More

Double rainbow

If you save $1 today, how much will you have in 10 years?

It’s better to save when you’re younger. I think most of us know that. The problem is that being younger is the time when it’s hardest to save. One’s younger years are the time when pretty much everyone has a … Read MoreRead More

401

Why a 401(k) is the most lucrative investment product for most people

Lord have mercy, my day job just recently started offering a 401(k)! When I switched jobs last year, I was dismayed, as one can imagine, that there was no employee-sponsored retirement plan offered to me. When I asked, as politely … Read MoreRead More

Bank branch

The saddest money withdrawal I’ve ever seen

I’m going on a big trip this month, and I’m pretty excited about it. One of my rituals around packing—aside from spending the week prior making a way-too-big pile of stuff in the corner of my room under the misunderstanding … Read MoreRead More

ATM receipt

It is possible to have too much float

It’s important to have enough money in your account to not have to worry when your bills are paid, but too much float brings problems too. … Read More

Blocks

The internet really doesn’t want you to be untraceable

Right after I started using a VPN for all my internet traffic, so that I could remain anonymous in my browsing habits, I started having technical troubles. It started with Amazon. I don’t shop Amazon all that much (I think … Read MoreRead More