Awareness

Vote. Without fear (if you can).

I’m terribly sorry, but I need to interrupt this regularly scheduled blog post to remind you that you need to vote. (This post is centered on a U.S. audience because Election Day is the day after this post goes live. … Read More … Read More

Sun rays

How do you know how much money you need?

Let’s face it: you probably have no idea how much you need to save in your life. This isn’t your fault. Like so much of financial security, we’re not taught anything in a comprehensive, start-to-finish sort of way. So we … Read More … Read More

Stairs light

Would you even want to win the lottery?

I’ve spoken before about how it’s not worth it to play the lottery. As my college roommate once said to me (unimprovably, I thought), “you have about as much chance of winning the lottery if you play as if you … Read More … Read More

Netting

My take on Dave Ramsey’s 7 Baby Steps (Part 2, Baby Steps 4-7)

This post is part of a two-part series: My take on Dave Ramsey’s 7 Baby Steps (Part 1, Baby Steps 1-3b) My take on Dave Ramsey’s 7 Baby Steps (Part 2, Baby Steps 4-7) In my last post, I talked … Read More … Read More

Mud crawling

My take on Dave Ramsey’s 7 Baby Steps (Part 1, Baby Steps 1-3b)

I offer my opinion and review of each of Dave Ramsey’s Baby Steps, starting with Baby Steps 1, 2, 3, and the often-forgotten Baby Step 3b. This post is part of a two-part series: My take on Dave Ramsey’s 7 … Read More … Read More

Man working out

How companies make money from you forgetting

I recently logged in to view may checking account balance. While there, I noticed a $19.99 purchase from the site Daily Burn. I sighed. This was the second time this month that I had received a recurring charge from a … Read More … Read More

Japanese Classroom

How I passed the HSA testing period

Last year, when I started my new job, I was given two options for health care: bad and worse. I went from having access to an “A1” and “B1” plan to a “B3” and “C3” plan. Without even knowing the … Read More … Read More

Lock and key

Why I can’t get myself to use a password manager

Data breaches have become so common that they are basically going on constantly. According to Teramind, in the time it takes you to brush your teeth, 19,280 data records have been stolen. And that’s not counting floss. If you haven’t … Read More … Read More

Fin rock

“How I made $200,000 and grew my audience from 50 to 50,000 in 13 months!” and other things I ignored at FinCon 2018

I’m just getting back from FinCon 2018. What a blast! Some previous posts about FinCon: Is it already FinCon 2018? A confession of unintentionality Affiliate mania, problem companies, and bling: Notes from the exhibition hall at FinCon 2017 FinCon is … Read More … Read More

Palm trees

Is it already FinCon 2018? A confession of unintentionality

I try to keep my posts here informative, educational, hopefully entertaining, and always vaguely nerdy. But this site is also a journey for me as well. I’m not sitting at the top of the mountain, throwing off wisdom to the … Read More … Read More