The original purpose of credit cards, to buy something without paying for it yet, was never a good financial decision. … Read More
Blog
Blog
Musings on personal finance and more...
- August 21, 2023
- Mike Pumphrey
- Radical Finances
I propose an allegory and model for thinking about how to deal with irregular income in a way that will help you reduce risk and uncertainty. … Read More
- August 14, 2023
- Mike Pumphrey
- Connection
The current ongoing staffing and labor shortages lead some to assume that no one wants to work anymore, but the reality is much more damning. … Read More
- August 7, 2023
- Mike Pumphrey
- Radical Finances
The true story of how I paid off my student loans, and the tricks I used to make it happen more easily and quickly. … Read More
- July 31, 2023
- Mike Pumphrey
- Radical Finances
A program designed to help Oregonians save for retirement is a great option, assuming your employer knows to sign up. … Read More
- July 24, 2023
- Mike Pumphrey
- Awareness
A new study proposes how having student loans could be a detriment to your mental health. This seems both obvious and profound. … Read More
- July 17, 2023
- Mike Pumphrey
- Awareness
You won't strike it rich, but for a few minutes of your time, a class action suit can be an easy payout, so it's probably worth it. … Read More
- July 10, 2023
- Mike Pumphrey
- Radical Finances
The Supreme Court has cancelled student loan cancellation. Here's what to do now that that particular plan is dead. … Read More
- July 3, 2023
- Mike Pumphrey
- Awareness, Radical Finances
With inflation and rising interest rates, some say that there are better places to put your money than stocks. I'm skeptical. … Read More
- June 26, 2023
- Mike Pumphrey
- Radical Finances
Determining the minimum amount of money you could live on is important for determining your emergency fund and other financial goals. … Read More
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