Blog

Blog

Musings on personal finance and more. Not written with AI since 2012.

Do you even want to retire?

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  I talked last time about the need for a plan for your time in retirement. Of course, for many of us, the idea of retirement seems a fantasy, and a cruel one at that. Who is going to have … Read More … Read More

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What will you do when you retire?

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  When you have a full time “day job”, your weekdays are fairly busy. You can feel like you’re on an endless treadmill, constantly moving and going, where even your sleeping hours feel oddly regimented. But, if you’re like me … Read More … Read More

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Do you need to live with who you love?

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  I live in a rather small place, at least by American standards. But it’s a lovely place, and I am pleased that I managed to be able to purchase it. One thing feels clear to me though: I don’t … Read More … Read More

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Are you on the relationship escalator?

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  A few years ago, I was in the early staging of dating someone. At one point, she wrote to me, in detail, the precise ages at which she wanted to move in, get married, and have kids. And while … Read More … Read More

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Why not to use flexible point currencies for earning miles

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  I will continue to tell everyone to not put your every day spending on a credit card. Many of you will continue to not listen to me. So let’s assume that you’re convinced you need to use a credit … Read More … Read More

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Why not to trust frequent flyer programs

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  If you’re at all familiar with frequent flyer programs, you generally know that you earn “miles” for flying, generally one mile per mile flown. That’s the way it’s always been, as far as I can tell since the very … Read More … Read More

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Why signing up for an accelerated mortgage payment plan is a bad idea

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  Did you ever notice how when you move and submit one of those change-of-address forms, your new mailbox is automatically inundated with tons of ads for unnecessary crap? Entreaties to sign up for services like the Gravel of the … Read More … Read More

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3 reasons to get a post office box

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  I visited Portland for the summer before I moved there. While I was there, I signed up for a post office (PO) box for getting mail. My thinking was that it would be nice (and possibly advantageous) to jumpstart … Read More … Read More

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What to do about employee expenses

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  I currently have a “day job”, as my own projects, such as my integrative financial coaching service, aren’t self-sustaining (yet). As part of this day job, I’m sometimes asked to travel. It’s always on the company dime, but nevertheless, it’s … Read More … Read More

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Why I love it when markets tank

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Dollar cost averaging (DCA) can help you weather a bear market and make money in the long run no matter how the market performs. I just fired up the local news website and saw that the Dow, that oddly insufficient … Read More … Read More

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