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Blog

Musings on personal finance and more...

How to talk about money with a partner

Connecting with a partner around money is one of the most powerful ways to grow closer and more aligned. Here's how to have the talk. … Read More

More of why I don’t pick stocks

Think you can pick the right stocks that will make you rich? You're probably wrong, as are most people, including me. … Read More

Do you have to track your spending forever?

Some people resist the idea that they should track their spending forever. But what else gives so much benefit for a small amount of work? … Read More

There is no shame in filing for unemployment (or other benefits)

We need to de-stigmatize utilizing public services such as unemployment or SNAP benefits (food stamps) when times are tough. … Read More

Would you rather: buy a new car or own a home?

I argue that for most people, you can choose to buy a new car or own a home (if you can have either of them at all), but not both. … Read More

Self-care is not doom spending

Self-care is an important part of life, and it's okay (not reckless, and certainly not doom spending) to allocate money for this purpose. … Read More

Are you doom spending?

A phrase, doom spending (or doomspending) gets to the heart of the hopelessness people face about their finances and their future. … Read More

The Buy/Rent Calculator tells it like it is

The New York Times calculator showing whether to rent or buy a home is more cost-effective has a lot of wisdom, even with unhappy news. … Read More

You aren’t smarter than the timeshare people

You aren't going to make money on a timeshare purchase. A timeshare will cost you forever, and you won't even get to use it much either. … Read More

Was the 401(k) a mistake?

The 401(k) is the best option that most people have for saving for retirement. But its introduction may have been a mistake. … Read More

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