Blog

Blog

Musings on personal finance and more...

Brackets

The folly of choosing a Roth IRA or Traditional IRA based on tax brackets

If you’re saving for retirement (and you are saving for retirement, or at least working towards it, right?) you have probably been confronted with a choice when it comes to self-directed retirement accounts: Do you use a Roth IRA or a … Read More …

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Papers

Okay, okay, I’ll talk about the tax bill

I’ve been avoiding it. I haven’t wanted to talk about it. I wanted to bury my head under a pillow and forget about the whole thing. But, alas, it’s just too relevant to our work here. So I’m going to … Read More … Read More

Five years in review: Your top 10 favorite posts from 2012-2017

And just like how I detailed my all-time top 10 favorite posts, I decided to do the same with yours. Now, I know this couldn’t really be a good list of everyone’s “favorite” posts. But Google Analytics does a good … Read More … Read More

Five years in review: My top 10 favorite posts from 2012-2017

I’ve been writing this site for over five years. Wow. Every year I do a round up of both my favorite posts and your favorite posts. But with the five-year mark passed, I decided to take a look back. All the … Read More … Read More
London Eye

Year in review 2017: Your top 10 favorite posts

It’s not all about me. While I wrote about my favorite posts for this year, I’m much more interested in your favorites. So I fired up my Google Analytics, that imperfect measure of interest, and looked up what were the … Read More … Read More
End of year ball

Year in review 2017: My top 10 favorite posts

Well here we are, on the cusp of the end of a huge year. Every year seems to be both over in a flash and incredibly long, and this year was no different. But on balance, this year was pretty … Read More … Read More
Silly Bandz

Here are some other style boxes I missed

Well, shoot. In my research for the post on style boxes, I noticed something I had never quite noticed before: there are other style boxes other than the one for mutual funds. Awkward. So let’s talk about the style boxes … Read More … Read More
Cat in box

What does that 3×3 investing square mean?

If you’ve played around with investment websites at all, and ever looked up mutual funds at all, you’ve no doubt noticed a little 3×3 square. For example, on the Vanguard page for its Total Stock Market Index Fund, you see … Read More … Read More
Ouija board

The HSA “testing period”: The Sophie’s Choice of health care costs

Last time, I talked about the maximum contribution you can make to a Health Savings Account (HSA) each year. Contribute any more, and you pay a steep penalty. We don’t want to do that, but we do want to contribute … Read More … Read More
Crayons

How much can you contribute to an HSA?

I have a pretty uninspiring health care plan. I guess you don’t appreciate what you have until you no longer have it. My previous job had excellent health care. Both medical and dental were top notch and cost next to nothing. I … Read More … Read More

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