I was a little hard on people who have a low investment risk tolerance. But that’s not because I’m a mean person. I have very good reasons. I get that the idea generally is that we want to protect against … Read More … Read More
risk
Why it doesn’t matter what your risk tolerance is
When investing, whether for retirement or for any longer term goals, there is often a discussion of “risk tolerance”. Risk tolerance in this context means how much variability in the investment return process that an investor is willing to withstand. … Read More … Read More
Is a credit card safer than a debit card?
I recently got some pushback about using debit cards. I always appreciate this. I want ideas to be battle-tested, and I welcome the opportunity to think critically about decisions I’ve made and suggestions I’ve given. I don’t need everyone to … Read More … Read More
How to know when it’s time to get conservative about investing for retirement
Occam, your investing advisor
I was talking with a friend who had recently decided to go back to school. One can’t discuss school for very long without the subject of loans coming up, and my friend indicated that he would indeed be taking … Read More … Read More
A conversation about debt
(My friend Saul of Hearts recently posted an article about his experiences with leveraging debt. As I thought it was an interesting take on a subject that I have some strong feelings about, we talked about me writing a response … Read More … Read More
How irony is the enemy of a risk-filled life
Much has been written about the hipster in popular culture. Most of it has been done to death, so I won’t go on about it much, but I’ve been inadvertently on the front lines of hipsterdom for many years … Read More … Read More