Overdraft charges are the great irony of banking. You get charged a fee when you try to make a purchase and you don’t have sufficient money in your account. It would almost be a joke if it weren’t so … Read More … Read More
(Meta-note: 100th post!) I was having dinner with a friend recently, and at one point we started reeling off the “obvious” pithy financial wisdom we knew. Things like “spend less than you make” “invest in index funds” “avoid fees,” … Read More … Read More
If you are like most people, you think visually. A table of values might be nice to look at, but it doesn’t have the same impact of those values plotted in a visual way. So it should surprise no … Read More … Read More
In my last post, I talked about the importance of having “float” in your checking account. Float is that extra cushion of money in your account that’s above and beyond the money that comes in from your income. The … Read More … Read More
If you’re most people, you have a single checking account that you use as your primary reserve of money. (If you don’t have a checking account and live out of the contents of a cookie jar, that’s a little … Read More … Read More
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