Not every deal necessitates the hassle of moving your money or accounts around, but the 1% Rule is a good threshold to keep in mind. … Read More
credit card
Better financial habits are easier when you stop using credit cards
The simple act of not using credit cards will naturally lead you into all sorts of other better financial habits too. … Read More
What are the credit cards I use in my business?
Take a look behind the scenes and learn about the credit cards I use in my financial coaching business and why. I started my financial coaching business informally almost a decade ago, but it was a few years later that … Read More … Read More
How store credit cards foreshadow the retail apocalypse
In my last post, I mentioned how I had once had an Exxon credit card given to me by my mom to use for emergencies. It made me think about those specialty credit cards. How quaint I thought. A credit … Read More … Read More
Emergencies are the worst time for using debt
Not long after I got my drivers license, my mom gave me an Exxon card to carry around with me. “For emergencies, in case you run out of gas and are stranded.” I never used it. It’s not that I … Read More … Read More
Your bank statement is not a budget
I get pushback from people about budgeting all the time. This is because people mistakenly believe that a budget is something that prevents you from doing things. In actuality, the exact opposite is true: you create it, so determine … Read More … Read More