Inviting the repo man in: Using a home equity loan to pay off credit card debt

Some people cut up their credit cards. Some people have them but keep them in a drawer. Some people may use them, but pay them off at the end of the month. I can see arguments for all of these, … Read MoreRead More


Emergencies are the worst time for using debt

Not long after I got my drivers license, my mom gave me an Exxon card to carry around with me. “For emergencies, in case you run out of gas and are stranded.” I never used it. It’s not that I … Read MoreRead More