Decisions

How to live without a smartphone

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I’ve talked before about how I’m a great fan of the dumbphone, that is, a mobile phone without internet/web capabilities. I’ve never owned a smartphone, in fact, and don’t plan to get one, at least as long as I can … Read More … Read More

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How badly do you want it?

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  Stop for a second and think about what you want most. It could be worldly or ethereal, it doesn’t matter. And to be clear, I mean the first idea that came to mind. Don’t skip over it because you … Read More … Read More

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Is it better to travel alone or with others?

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  Over the past few weeks, I’ve had the great pleasure of being able to travel internationally with two friends of mine. This is a treat, as it’s been almost a decade since I traveled internationally with anyone, and never … Read More … Read More

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Why I still opt-out at airports

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  (Update: I don’t need to opt-out anymore because I have NEXUS.) In response to the terror attacks of 2001, airport security came under intense scrutiny. In the US, the Transportation Security Administration (TSA) was formed, which was mandated to … Read More … Read More

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Go, if you can, because you can

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  I’m writing this on a plane bound for Europe. I used miles to pay for this flight, so it cost me only around $100 in fees. I’m flying Coach (though I’ll be testing my own advice when I fly Business … Read More … Read More

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How to plan when you fear the worst

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  I think investing is fun. I mean, you put some money aside, sit on it, and then after a while, you get more of it. Couldn’t be easier, right? All you need to do is spend some time setting … Read More … Read More

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Is it safer to work for yourself?

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  Safety and security are important components of anyone’s life, whether physical (we won’t be mugged or assaulted), financial (we will have enough to eat, have shelter), or any other metric. But when it comes to less universal metrics, people’s … Read More … Read More

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Do you need to be certified in order to do your work?

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  As a proponent of what I call “integrative financial coaching” I get to help people not only with improving their finances, but also help them heal their relationship to money, allowing them an easier path towards success in more … Read More … Read More

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How to plan for award travel when you’re an infrequent flyer

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  While some folks who read this site are avid travelers, zooming around the globe as frequently as a satellite, others may fly infrequently and think that award travel is completely irrelevant to them. Nonsense. Award travel is open to … Read More … Read More

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When to let your points expire

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  I once wrote to not let your airline miles expire.  But there are always exceptions, and I am starting to think that there are reasons worth discussing. Sacrilege? No, just simplification and efficiency. … Read More

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