Decisions

You don’t need a data plan

  I willingly raised my cell phone bill by 17% recently. That sounds punishing and predatory, until I tell you that it went from $30/month to $35/month. While my new plan had a limit of minutes and texts per month, … Read MoreRead More

What to do first when you get an unexpected windfall

  Some situations are outside of our control. An unexpected job loss. An unexpected medical situation. These are all situations when you really need an emergency fund to get you through. But perhaps I’m too focused on the negative. While … Read MoreRead More

My mortgage principle that I broke (sort of)

  Finances and emotions. They go together like one explosively codependent couple. Don’t be fooled by my focus in the numbers side of the situation; I’m not immune to fear and anxiety either. I’m going through the process of becoming … Read MoreRead More

Why I’m going back into debt (or why I was never really debt-free)

  I’ve long railed against debt. Debt slows you down from achieving what you want, and forces you to pay companies that don’t have your best interests in mind. I paid off my last debts four years ago, and I … Read MoreRead More

How to live rent-free

  If you rent your living space, it’s probably your largest recurring bill. By a fairly significant margin. (Or, at least I hope it is. If it’s not, either you’ve got a great living situation, or you’re in big trouble. … Read MoreRead More

When is it time to let your dream die?

  Wow, is it just me, or is this time of the year been full of upheaval? Between people moving, relationships changing structure, and others switching jobs, it seems that nothing is nailed down. Maybe that’s what happens every year … Read MoreRead More

On being kicked out of my apartment, or Nothing is unexpected

  Have you ever rented a place, and been very comfortable there, only to receive a voicemail message from your landlord that started like this: “I don’t know how to say this to you, but I just wanted to say … Read MoreRead More

On questioning the extravagance of eating out

  I’m in London now, my first time here in a while. (Put it to you this way: the London Eye is new to me, and last time, there was no distinction between the Tate Britain and the Tate Modern.) … Read MoreRead More

Why not to get the London Pass (or any multiple attraction ticket)

  It’s a standard part of the American vacation: We only have limited time, so let’s try and see as much as possible! It’s an understandable impulse, especially if you don’t assume you will return. However, there are of course … Read MoreRead More

The absolute best way to use frequent flyer miles

  I’m going on a big trip starting this week, and I’m really excited about it! I’ve hinted about it in previous posts, but I wanted to lay it all out here so you can share in my excitement and … Read MoreRead More