Decisions

I’m getting a new phone!

With the new year approaching, it’s time not only to reflect on the year that’s passed, but it’s also time to look at where you are today and see if it’s still working for you. What would you like to … Read MoreRead More

Machu Picchu cliff

The hesitation before putting extra money toward a big goal

Recently, I found myself in the situation where I had a little extra money. Not a ton, you understand, but it felt significant to me. Now, as I’ve argued before, the first thing you do when you receive an unexpected … Read MoreRead More

Vishu Kani

Year in review 2016: Your top 10 favorite posts

I wrote about my favorite posts for this year. But what about yours? Just like I did in 2015, 2014, and 2013, I ran a report and came up with the ten most-read posts for this year. … Read More

Year in review 2016: My top 10 favorite posts

What a year it’s been. This site has now been humming along for over four years now. As I continue to post twice per week, that means that there are over a hundred posts on this site over the past … Read MoreRead More

Conference badges

I’m going to FinCon 2017!

If there’s anything I know a lot about, it’s that there are so many ways that we are enticed to spend money. I know how advertising works. You are shown something that makes you feel like you want/need some thing or … Read MoreRead More

Rebate sign

Fortune favors the diligent

Recently, I was at one of my favorite pizza places in town (try the vegan ranch, seriously!). I dug out a filled-out punch card and so got one of the slices for free. I then paid for the remaining balance … Read MoreRead More

Reading the paper

You’ll never believe what we can do to reduce the prevalence of clickbait and fake news

If you’re anything like me, you’re horrified by the revelation that we’re living in a “post-fact world“,  where being truthful seems to not matter as much as the emotional appeal. I’m not on Facebook (thank heavens, now more than ever), … Read MoreRead More

"Do Not Paint" sign

Should you get a loan to pay off your debt?

Paying off debt is hard. It can feel like you’re not even making progress. Sometimes this is actually true. If you make minimum payments on your credit cards, you’re basically never going to pay anything off. And if you’ve got … Read MoreRead More

Ski slope

Why I’m thinking about getting life insurance (before I need it)

Life insurance is the teeth-flossing of financial products. It’s something you know you need to deal with, but you really don’t want to. Luckily, unlike flossing, there are those who don’t really need it. The question about life insurance is … Read MoreRead More

The time I almost thought that Amazon Prime was a good deal for me

I’ve talked about Amazon Prime before. My general take is that it’s probably not worth it, unless you would be paying for the music/movie streaming service, or buy a lot of stuff from Amazon. Amazon really really really wants you … Read MoreRead More