Decisions

Sarasota dawn

Calculate the opportunity cost

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Opportunity cost can be defined as “the value of the choice of a best alternative lost while making a decision.” Or, more colloquially, it’s “what you could have done if you had chosen differently.” I’ve talked before that one should consider … Read More … Read More

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Junk car

How my 1990 Geo Prizm helped me buy a home

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I kept my first car, a 1990 Geo Prizm, for years longer than anyone said I should. But that decision later enabled me to buy my first home. … Read More

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Desk and contract

Why I charge for my services

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I am not good at asking for money. If you want an example of my personal hell, it would be to be one those of people who stand on street corners and accost you as you pass. “Hey friend! You’re … Read More … Read More

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I’m getting a new phone!

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With the new year approaching, it’s time not only to reflect on the year that’s passed, but it’s also time to look at where you are today and see if it’s still working for you. What would you like to … Read More … Read More

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Machu Picchu cliff

The hesitation before putting extra money toward a big goal

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Recently, I found myself in the situation where I had a little extra money. Not a ton, you understand, but it felt significant to me. Now, as I’ve argued before, the first thing you do when you receive an unexpected … Read More … Read More

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Vishu Kani

Year in review 2016: Your top 10 favorite posts

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I wrote about my favorite posts for this year. But what about yours? Just like I did in 2015, 2014, and 2013, I ran a report and came up with the ten most-read posts for this year. … Read More

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Year in review 2016: My top 10 favorite posts

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What a year it’s been. This site has now been humming along for over four years now. As I continue to post twice per week, that means that there are over a hundred posts on this site over the past … Read More … Read More

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Conference badges

I’m going to FinCon 2017!

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If there’s anything I know a lot about, it’s that there are so many ways that we are enticed to spend money. I know how advertising works. You are shown something that makes you feel like you want/need some thing or … Read More … Read More

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Rebate sign

Fortune favors the diligent

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Recently, I was at one of my favorite pizza places in town (try the vegan ranch, seriously!). I dug out a filled-out punch card and so got one of the slices for free. I then paid for the remaining balance … Read More … Read More

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Reading the paper

You’ll never believe what we can do to reduce the prevalence of clickbait and fake news

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If you’re anything like me, you’re horrified by the revelation that we’re living in a “post-fact world“,  where being truthful seems to not matter as much as the emotional appeal. I’m not on Facebook (thank heavens, now more than ever), … Read More … Read More

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