No matter what your age is, young or old, there is always a benefit to opening (and funding) a Roth IRA if you’re able. Back in the days when I worked retail, I had a coworker who was of a … Read More … Read More
Awareness
You can’t (just) throw money at the problem
The first step in any goal may be the hardest, but to just throw money at the problem without doing the work is not the first step at all. … Read More
How AI can help you with financial wellness
With AI seemingly taking over the world, it’s worth asking if there are ways AI can help you with financial wellness. Spoiler: There aren’t. … Read More
Would you ever want a personal loan?
Banks and credit unions will often offer you “personal loans”, but is there a worthwhile use case for them? … Read More
Does it matter if your Social Security number is stolen?
Your Social Security number, along with other personal information, has likely been stolen. What does this mean for you? … Read More
What King’s Quest taught me about financial wellness
I try to find some financial lessons from the King’s Quest adventure games from Sierra On-Line, and also plug an album containing my music. … Read More
The “SAVE” plan in peril: Why you can’t bank on student loan forgiveness
The SAVE plan, which would have reduced or eliminated debt payments for student loan borrowers is put on hold indefinitely. … Read More
There is no shame in filing for unemployment (or other benefits)
We need to de-stigmatize utilizing public services such as unemployment or SNAP benefits (food stamps) when times are tough. … Read More
Self-care is not doom spending
Self-care is an important part of life, and it’s okay (not reckless, and certainly not doom spending) to allocate money for this purpose. … Read More