Blog

Blog

Musings on personal finance and more. Not written with AI since 2012.

What I (re)learned from flying Business Class internationally

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  I was in the fortunate position of flying international Business Class using frequent flyer miles recently. Yes, it’s hard to complain. And while it was a great experience, a lot of what made it great is that it gave … Read More … Read More

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How to plan for Social Security

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  Here in the US, we actually do have a small safety net for the elderly and disabled. It’s called Social Security (technically called “Old-age, Survivors, and Disability Insurance” or OASDI) The idea is that when you reach a certain … Read More … Read More

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Why self-sufficiency is a myth

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  The guy at the table was describing his situation growing up. “We were totally off the grid, pumping our own well water and everything. We were totally self-sufficient.“ As a suburbs kid, I couldn’t deny that I was impressed. … Read More … Read More

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Travel hacking to challenge your ethics

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  The speaker was talking about a particular product, and was asking the crowd how many of this product the members of the audience had. A show of hands. One person in the crowd asked: “Isn’t that product limited to one … Read More … Read More

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How to live without a smartphone

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I’ve talked before about how I’m a great fan of the dumbphone, that is, a mobile phone without internet/web capabilities. I’ve never owned a smartphone, in fact, and don’t plan to get one, at least as long as I can … Read More … Read More

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Why I like the Roth IRA (though it’s not why people think)

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  So I hope you’ve done your taxes for the year. I used a certain online program to do my taxes, and one of the questions asked was “Did you contribute to an IRA [Individual Retirement Arrangement] this year?” If … Read More … Read More

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Taxes, or the opposite of simplicity

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  Each year for me, tax season goes pretty much the same way: I fire up one of the big online hosted tax programs, enter in my info, take the Standard Deduction, get something approximating zero dollars back (I try … Read More … Read More

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How badly do you want it?

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  Stop for a second and think about what you want most. It could be worldly or ethereal, it doesn’t matter. And to be clear, I mean the first idea that came to mind. Don’t skip over it because you … Read More … Read More

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Your fear is someone’s security (and vice versa)

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  I was engaged in a conversation about guns. On one side, the need for owning guns to protect oneself and one’s family seemed unassailable. On the other side, horror. On one side, the importance of safe, responsible gun ownership, … Read More … Read More

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What’s wrong with the American vacation?

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  Over the past few weeks, I’ve been in four different countries, three of them for the first time. I’ve flown, taken long distance trains over mountain passes, rented a car and driven around (and around and around) fjords, stayed … Read More … Read More

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