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Blog

Musings on personal finance and more...

How to write 75,000 words

  On the morning of November 12, 2012, I was standing perched on the ladder of a bunk bed in a hostel in Hawaii, with my laptop sitting on the upper bed. Before I set off to do some exploring, … Read More … Read More

Why using sinking funds is a revolutionary act

  A sinking fund, as I talked about before, is a way of saving up for large expenses in advance. It’s a kind of a quaint, old-timey way of doing things, which might be why it appeals to me. A … Read More … Read More

Rise up with a sinking fund

  I found out that my car needed some work recently. My mechanic quoted me a figure that initially made me stagger a bit. I don’t know why I was surprised, as anything having to do with a car that’s … Read More … Read More

Why you must become an investing expert

  Talking about investing tends to bring out some strong feelings in people, often negative. “I hate it!” is a common refrain. “I don’t want to have to deal with it” is another. Now, I’m sympathetic, as all my life I’ve … Read More … Read More

Occam, your investing advisor

  I was talking with a friend who had recently decided to go back to school. One can’t discuss school for very long without the subject of loans coming up, and my friend indicated that he would indeed be taking … Read More … Read More

Why I pay tolls gladly

  I’ll admit it, I used to avoid tolls. I remember on drives from Philadelphia to points south, there was a toll booth at the Delaware/Maryland border that could be avoided by getting off at the prior exit, paralleling the … Read More … Read More

Is personal responsibility enough?

  As should be pretty obvious by now if you’ve been reading for a while, you know that I’m a very big fan of taking responsibility for your own life, and specifically your finances. (And, if not, welcome!) I believe … Read More … Read More

Why not to travel

  As I’ve written about on many occasions, I feel like travel is a vitally important practice to add to your life. It can soothe the soul, clear the mind, open the heart (though if you’re not careful, it can … Read More … Read More

Consider the opportunity cost

  I’m sitting here waiting to pull the trigger on a short trip to the Caribbean. Just a few days, nothing too fancy. I have some free hotel night awards, one of which I need to use before the end … Read More … Read More

Why it may be worth spending more for simplicity

  (Meta-note: 100th post!) I was having dinner with a friend recently, and at one point we started reeling off the “obvious” pithy financial wisdom we knew. Things like “spend less than you make” “invest in index funds” “avoid fees,” … Read More …

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