The hostel room was approximately seven feet wide by twelve feet long. Somehow, they had managed to wedge three beds in there. Even with two of the three of us being a couple, this was going to be tight. … Read More … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
Why I still opt-out at airports
Go, if you can, because you can
I’m writing this on a plane bound for Europe. I used miles to pay for this flight, so it cost me only around $100 in fees. I’m flying Coach (though I’ll be testing my own advice when I fly Business … Read More … Read More
How not to be seen (when online)
There’s been a lot of talk about spying recently in the news. These accusations (most of which, as far as I can tell, are not unfounded) bring a related reminder that what we do online is all-too-easily able to … Read More … Read More
The lesson I learned from the pre-flight safety announcement
How to plan when you fear the worst
The one category in your budget that you don’t want to forget
One of the tasks you do when starting out budgeting for the first time is to come up with spending categories for your expenses. These are things like transportation, groceries, clothing, things that you spend money on throughout the … Read More … Read More
The Debt Math Throwdown (or testing the debt snowball)
In my discussion about how to pay off your debt, I mentioned how there were primarily two schools of thought: pay off the highest interest rate first, or pay off the smallest debt first (a.k.a. “the debt snowball”). The … Read More … Read More
How to figure out which debt to pay off first
If you’re like most people, you have a few credit cards here and there, maybe a student loan payment, and perhaps a car payment. In addition, maybe you own a house and have a mortgage payment. That’s a lot … Read More … Read More
How working for someone else is like renting
I like finding connections between seemingly disparate aspects of our lives. And while thinking about the self-employment-versus-working-for-others issue, I realized that there is an interesting and unlikely connection between the type of job you have and whether you rent … Read More … Read More