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Blog

Musings on personal finance and more...

I don’t pay bills

  …and you shouldn’t either. Here’s why: … Read More

Don’t let being alone stop you

  Last time, I talked about how experiences are better shared with people, and in fact can be less important than the people themselves and their camaraderie. But as I was writing, I had a interesting devil’s advocate thought: “That sounds … Read MoreRead More

It’s about the people

  I climbed Mt. St. Helens a few days ago. I’m not bragging, though; it’s not actually a technical climb like you might expect. Despite the snow-covered peak you see north of Portland, peeking (peaking?) out in the distance, you … Read MoreRead More

Please don’t play the lottery

  I was waiting for a bus a few days ago. I was the only one there, save for another guy, maybe 40’s or 50’s looking, a bit haggard, but dressed well. He was smoking and attacking a scratch card … Read MoreRead More

You’re not getting a raise

  Work hard, get a raise. That’s the plan, right? But let’s say that you’ve been granted a 3% raise for the year. In all seriousness, bravo! But it’s not really a raise. … Read More

Bookshelf: Heads in Beds

  (The Bookshelf series discusses certain books that are relevant to some of the major themes of this site. They are not meant to be viewed as traditional book reviews. If you’d like a real review, there are plenty of … Read MoreRead More

Isn’t this all obvious?

  I was talking about my seminar the other day to a friend of mine. I gave her an abbreviated spiel about budgeting, the Income, Bills, Expenses separation (or IBE, which I’ve been increasingly pronouncing as “Ebay” for some reason). … Read MoreRead More

Give yourself less time

  I’m writing this post while procrastinating on work that I’m supposed to be doing. I know, I’m sure this sounds totally unfamiliar to you. … Read More

Draw your money graph

  If you are like most people, you think visually. A table of values might be nice to look at, but it doesn’t have the same impact of those values plotted in a visual way. So it should surprise no … Read MoreRead More

How would you handle a loss of income?

  The local free paper in town recently did a story on the local homeless population, interviewing a few of them and getting their own individual stories rather than treating them as one faceless mass. Today, I was reading the … Read MoreRead More

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