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Blog

Musings on personal finance and more...

Bath bombs

What currency do you pay with when traveling abroad?

I just returned from a week-long excursion to Vancouver Island in Canada. I very much enjoy traveling to our health-care loving neighbor to the north, and not just because I have NEXUS (which can make the crossing much easier), but … Read More … Read More
Tissue box

To your good health

I talk a lot (endlessly, some might say) about how to change your habits and make massive changes in your life, specifically with money. Being wealthy isn’t about making a ton of money (ask any NFL star who filed for … Read More … Read More
Ladder

Is fear of losing money (or love) the only thing you’ve gained?

We all have started out with some level of privilege. Whether it’s the privilege of being born in a middle class home, being born tall or extremely good looking, or even just being born in a country where water was … Read More … Read More
Catherine wheel firework

Prince vs. The Barnes Foundation: do you even need a will?

I’ve found myself quite avoidant to the task of getting a will. Then again, it’s a question worth asking: Do you really need a will? Now, I Am Not A Lawyer, as the saying goes, but I do have some … Read More … Read More
Crossword

How (not) getting a will showed me why we don’t think about finances

I’m really enjoying my life right now. More to the point, I certainly don’t have any plans for it to end anytime soon. But, well, you know, let’s face it, I’ve read the statistics, and one out of every one … Read More … Read More
Inspectors

A Vanguard benefit for those without “elite” status

So Vanguard has “elite” status tiers with extra benefits for those who qualify. The tiers start at $50,000. But $50,000 is a lot of money to many of you. Me too. And while it’s nothing approaching the roughly $1,000,000 that … Read More … Read More
Magic carpet ride

You can get “elite” status…with Vanguard

I’m an unsophisticated investor, but I consider that a good thing. I’d rather do something simple that has a proven track record, rather than go for big bets that are unproven and even more risky. After all, this is my … Read More … Read More
Mattress pattern

How financial products are like mattresses

I wanted to come up with a good analogy of why a fiduciary duty is such an important regulation to have in place in our society. And it made me think of mattresses. … Read More
Stack of papers

The meaning of “fiduciary”, or why others looking out for you is controversial

A “fiduciary” is a person or organization that is required to act in the best interest of another. I believe that everyone should be required to act in this way. If I’m going to work with anyone or anything in the … Read More …

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Barbed wire

Why there is almost nothing redeeming about Uber

So okay, maybe I don’t hate taxis so much anymore. I get their place in our society. When your time is worth more than your money, a taxi can make sense. But while I’ve softened my stance on taxis (even … Read More … Read More

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