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Musings on personal finance and more...

Heavenly Bow of Stars

Is long-term care insurance still a going concern?

Medical costs are scary. Medical needs definitely count as emergencies, but the costs can be incredible. I always recommend a savings of at least six months of bills and expenses in your emergency fund (here’s what that means for you), … Read More … Read More

More about how not to get lost

In my last post, I started talking about how not to get lost. I believe everyone can both know where they are, as well as figure out where they need to go. All it takes is a little focused energy, patience, … Read More … Read More

How not to get lost

People say I have a very good sense of direction. I guess so. I prefer to say that most people have an undeveloped (or rather, untapped) sense of direction. Just like I believe that anyone can become good with math … Read More … Read More
Bungalows

Fear the timeshare

As I mentioned, I’m writing this from Las Vegas, the place where everyone goes in order to embody the experience of YOLO. It’s a dizzying place, with everything designed to disorient you. And hey, since you can’t seem to find … Read More … Read More
Old Arrow Sign

The problem with YOLO

I’m in Vegas this week. Everyone has a strong reaction to that phrase, and it’s quite revealing about them. Sometimes it’s, “Ugh, Vegas, what a hellhole“, but more often it’s “Awesome! What kind of craziness are you gonna get up … Read More … Read More
Blue gate

Why people stop at wanting “more”

So I’ve talked about the problem with just saying that you “want more”. In most contexts, I hear it about money, but there are plenty of other areas where we use this wording. People want “more” time. People want “more” … Read More … Read More
Light blobs

The problem with wanting “more”

“I wish I had more money.” I hear this at discussion groups, coaching sessions, and even just conversations with friends. I can’t help but remember that commercial from my childhood for a trade school, with Sally Struthers as spokesperson: “Do … Read More … Read More
Cord

A salve for those who have not found success yet

I’ve always had big—if not always specific—dreams. To be a musician and fill concert halls, to be a sound engineer and produce bands, to build a large and vibrant online community, to be a financial coach, to be able to … Read More … Read More
Roulette wheel

Where do you put short-term savings?

I was asked this question recently: “I have about $10,000 that I don’t need to touch for a while, and I was thinking of investing it so I could make the most of it. Where do you recommend I put … Read More … Read More
Canadian flag

How to withdraw money from an ATM in a foreign country (and not get swindled)

So, purchasing something in a different currency when traveling out of the country isn’t as simple as it sounds. If you’re not careful, you can get charged extra, depending on what entity does the conversion. This is also starting to … Read More …

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