I typically think about money in terms of what it can do for people, but sometimes, I think about money itself, in the abstract. Kind of like this guy: Watch this video on YouTube Okay, actually not at all like … Read More … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
How to know when it’s time to get conservative about investing for retirement
Remember who you’re doing it for
We talk so much about getting on track with your finances, making progress, breaking old behaviors and forming new patterns. We know why we’re doing it, usually. For me, I believe we’re doing all this so that we can feel … Read More … Read More
Getting rid of PMI (part 5): The moment of truth?
Getting rid of PMI (part 4): Hard work vs. a risky shortcut
Getting rid of PMI (part 3): The I stands for “I already told you”
6 example ways to invest your 15%
Save 15% for retirement. You’ve heard it all before. And now you know how you determine how to determine which investment vehicles comprise that 15%. But with so many different options and scenarios, it’s easy to get lost. So here … Read More … Read More
Getting to 15%: How to determine the best investment vehicles
I believe that the optimal target when saving for retirement is to put away 15% of your income. Potentially more, but certainly not less. Here’s why. Getting to the point where you’re ready to put down 15% is hard. You … Read More … Read More
How to open a savings account with Ally
(Note that I don’t receive any commissions for posts like this. This is just, like, my opinion, man. Nevertheless, please read my disclosure policy.) For the longest time, the standard for an online savings account was a bank called ING Direct. … Read More … Read More
Affiliate mania, problem companies, and bling: Notes from the exhibition hall at FinCon 2017
After a while, you realize that conferences tend to have a lot of the same characteristics. They tend to have: Cavernous breakout rooms with uncomfortable chairs and a water pitcher by the door A wheeled table with coffee and tea … Read More … Read More