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Blog

Musings on personal finance and more...

See saw

The HSA testing period might have less downside than I thought

If you have an HSA (Health Savings Account)—and if you’re eligible, it’s probably a good idea to have one—you still have time to make your contributions count toward last year. Since HSAs are a great financial deal (only offset by … Read MoreRead More
Solar system

(Don’t) take this 30 second challenge about retirement (unless you want to panic)

People always like simple things they can remember. Whether it’s using the Rule of 72 to figure out when an investment (or debt) will double, or whether it’s aphorisms like “own your age in bonds“, (or even “Mary Very Easily Makes … Read More

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Future painting

Years from now, you’ll wish you started today

If there’s one thing I hear from so many people, it’s that they wish they started something years ago. Often it’s saving for retirement. “I just think of all those years I could have been saving, and I wasn’t doing … Read MoreRead More
Brackets

The folly of choosing a Roth IRA or Traditional IRA based on tax brackets

If you’re saving for retirement (and you are saving for retirement, or at least working towards it, right?) you have probably been confronted with a choice when it comes to self-directed retirement accounts: Do you use a Roth IRA or a … Read More

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Papers

Okay, okay, I’ll talk about the tax bill

I’ve been avoiding it. I haven’t wanted to talk about it. I wanted to bury my head under a pillow and forget about the whole thing. But, alas, it’s just too relevant to our work here. So I’m going to … Read MoreRead More

Five years in review: Your top 10 favorite posts from 2012-2017

And just like how I detailed my all-time top 10 favorite posts, I decided to do the same with yours. Now, I know this couldn’t really be a good list of everyone’s “favorite” posts. But Google Analytics does a good … Read MoreRead More

Five years in review: My top 10 favorite posts from 2012-2017

I’ve been writing this site for over five years. Wow. Every year I do a round up of both my favorite posts and your favorite posts. But with the five-year mark passed, I decided to take a look back. All the … Read MoreRead More
London Eye

Year in review 2017: Your top 10 favorite posts

It’s not all about me. While I wrote about my favorite posts for this year, I’m much more interested in your favorites. So I fired up my Google Analytics, that imperfect measure of interest, and looked up what were the … Read MoreRead More
End of year ball

Year in review 2017: My top 10 favorite posts

Well here we are, on the cusp of the end of a huge year. Every year seems to be both over in a flash and incredibly long, and this year was no different. But on balance, this year was pretty … Read MoreRead More
Silly Bandz

Here are some other style boxes I missed

Well, shoot. In my research for the post on style boxes, I noticed something I had never quite noticed before: there are other style boxes other than the one for mutual funds. Awkward. So let’s talk about the style boxes … Read MoreRead More

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