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Musings on personal finance and more...

Is financial coaching the same in different countries?

Our financial products may be different, but that’s not what’s important. Most of my readers are from the U.S. That’s not surprising. I’m from the U.S., and I talk about U.S. specific issues, from current events such as the 2016 … Read MoreRead More

How to break the belief that it’s only okay to spend on your needs

You have much more control over what you define as wants and needs than you think. Some people have a lot of trouble spending money. I’m talking about the people who see spending as a “bad thing”, who feel shame … Read MoreRead More

Don’t be too patient

If you have an opportunity, don’t let it pass you by. I’m sitting in my favorite coffee shop, one that I’ve logged upward of 1,000 hours at over the past decade or so. And I’m here for the last time. … Read MoreRead More

Remember: income and wealth aren’t the same thing

Managing your money effectively matters so much more than your income. Which is better to have, high wealth or a high income? The question isn’t a good one, and lacks nuance, but it’s a good test, in case you think … Read MoreRead More

Why your goal is to not care about credit cards (if you even care today)

As you build wealth, the reasons to use credit cards fall away even more. Recently I wrote about my own revelation that, while I love collecting (and using!) frequent flyer miles, eventually, with my own financial goals in place, I … Read MoreRead More

Why you need to work with a digital fiduciary

It’s not just your financial advisors who need to be fiduciaries too. We need to be able to trust people’s online words and suggestions as well. Trust is hard. How do you know who has your best interests in mind? … Read MoreRead More

Eventually, all you’ll have is excuses

A challenge to you to rise above whatever it is that you believe is holding you back. … Read More

How could you make $100,000?

I'm challenging you to think big about your income, so big that it's beyond what you might ordinarily think is possible. … Read More

Why your goal is to not care about frequent flyer miles

What the impact on wealth accumulation has on playing the frequent flyer mile game. I’ve been collecting frequent flyer miles for years now. I started collecting US Airways miles almost 20 years ago, but the idea that I would somehow … Read MoreRead More

Conferences and community: FinCon 2019 and the Everything Conference

It’s really late, and I’m feeling more than a little ragged as I write this. But I’m also so jazzed and overwhelmed with gratitude. That’s because I just finished up a two-weekend, two-conference marathon. Last weekend, I was in Washington, … Read More

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