I look back at the highlights of the year including the top-ranked posts of 2023 as well as the ones I’m most proud of. … Read More
Blog
Blog
Musings on personal finance and more. Not written with AI since 2012.
It’s time to cancel your subscriptions
With subscriptions, you are paying for things you’re not using, and giving companies free money each month. It’s time to put a stop that. … Read More
7 financial tasks to do before the end of the year
The end of the year is a good time for checking financial tasks off your list, because of deadlines, but also it’s a good time for reflection. … Read More
A better way to pay your credit card bill
To make the purchases feel more real, and thus add some more intentionality, why not pay off the charges in just the way that you put them on? … Read More
This team found 720 ways to beat the market. Did any succeed?
A new research paper tries every strategy under the sun to beat the market, but the results show that market timing still doesn’t work. … Read More
When is the best time to rollover your 401(k)?
Rolling over a 401(k) to an account you own is a good idea, but the getting the timing right is important too. … Read More
Why do we build wealth?
It’s hard to build wealth, which is why it’s so important to understand and know for yourself exactly why you’re doing it. … Read More
Mint is shutting down: what are your alternatives?
With the announcement that Mint is going away, people are looking for alternatives. But the best option is to use no service at all. If you’re a user of Mint, the personal finance app, you have probably heard the news … Read More … Read More
How to build wealth while being a renter
Not everyone can or should buy or own a home, and that’s okay, because you can still build wealth as a renter. … Read More
The high cost of cheap flights
Spirit Airlines and other ultra-low-cost carriers may claim to offer a great value, but their low cost model carries higher risk to you. … Read More