savings

Better financial habits are easier when you stop using credit cards

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The simple act of not using credit cards will naturally lead you into all sorts of other better financial habits too. … Read More

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Should you move your emergency fund to an interest-earning account?

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It’s not important to earn interest on your emergency fund, but if there is no downside, then why not do so, now that rates are so high? … Read More

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Your funds are safe: Why the FDIC is amazing

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A bank run and collapse just reaffirms why the Federal Deposit Insurance Corporation (FDIC) is an amazing benefit to consumers. … Read More

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What to do when you’re paid biweekly

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You’re not getting bonus checks, even if it feels like you are. But getting paid biweekly gives you an chance to ensure some serious savings. When people get paid a regular income, it can happen at various frequencies, but there … Read More … Read More

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Is now a good time to buy I Bonds?

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The inflation-adjusted Series I Bonds seems like a good place to park your money, but is that actually the case? Nothing here is financial advice. Please see my Disclosure Policy. I recently got this question sent to me from one … Read More … Read More

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How to find out if you have secret savings bonds

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The U.S. Treasury has a site called “Treasury Hunt” where you can find out if you have savings bonds in your name (or not). When I was a kid, I remember there was a special on TV called “The Mystery … Read More … Read More

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Why Ally’s Surprise Savings is terrifying

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I explore the Surprise Savings product from Ally and suggest a different way to achieve the exact same results. Last night, I was logging on to Ally to adjust some of my automatic transfers between my checking account and my … Read More … Read More

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You can still save for retirement after you’ve retired

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If your circumstances permit it, you can continue to save for your future for many years after your retirement. We tend to think of retirement as an event. One day you are working, and boom, the next day, you’re retired. … Read More … Read More

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Why a terrible savings account rate is actually just fine

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Falling interest rates may seem like a concern, but it helps to illustrate what savings accounts are really for. I’ve also long talked about how you can use an online savings bank to get much higher interest rates than with … Read More … Read More

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Offense and defense: What chess can tell us about financial wellness

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So much financial advice relies on defense, such as reducing spending, but you need a good offense plan too. Just like in a game of chess. I confess I’m not much of a sports person. I collected baseball cards as … Read More … Read More

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