Track or you will fail

  I’ve been reading Tim Ferriss’s “The 4-Hour Body” recently. Perhaps I’ve been caught up in the New Year’s wave of health resolutions (though it may just be a coincidence, as I’m a year-round gym-goer) but I’ve recently thought that … Read MoreRead More

How the handle the stress of budgeting

  I last talked about bare-bones living, and how it requires extra attention and care. But when you’re living so close to the edge, you’re dealing with a lot of stress as it is. So it can be tempting to … Read MoreRead More

Why overdraft charges are okay (but unecessary)

  Overdraft charges are the great irony of banking. You get charged a fee when you try to make a purchase and you don’t have sufficient money in your account. It would almost be a joke if it weren’t so … Read MoreRead More

How would you handle a loss of income?

  The local free paper in town recently did a story on the local homeless population, interviewing a few of them and getting their own individual stories rather than treating them as one faceless mass. Today, I was reading the … Read MoreRead More

But keeping track of expenses is hard!

  I have suggested that you keep track of your expenses as they occur throughout the month. This raises some eyebrows, and questions are often asked. But instead of a standard FAQ, I thought it might be more fun to … Read MoreRead More

The secret life of your money

The most important way to control your money is to first know what it’s doing. Once you know that, only then can you manage it effectively. Your money has a secret life. You may think that you don’t know this, … Read MoreRead More

Why keeping a budget is just like getting a raise

  I want you to keep track of what you earn and spend. But why? Is it a deep-seated need to assign homework? No way. Do I want you to become obsessed with your budget and spend hours and hours … Read MoreRead More