I typically think about money in terms of what it can do for people, but sometimes, I think about money itself, in the abstract. Kind of like this guy: Watch this video on YouTube Okay, actually not at all like … Read More … Read More
It can be hard to visualize how paying a debt off works. There’s an interplay between principal and interest. You pay money to reduce the principal, but during that time, interest on the debt has piled up, reducing the impact … Read More … Read More
If you’re like most people, you’ve got some form of debt. It could be a car loan, it could be credit cards, or it could be “good debt” like student loans. No matter, it’s got to go. You need to get … Read More … Read More
Sometimes I like to get deep into the rabbit role with details. The post I wrote immediately before this detailed the ins and outs of rebalancing your investment portfolio. An important topic to discuss, but it’s hard not to be … Read More … Read More
Paying off debt is hard. It can feel like you’re not even making progress. Sometimes this is actually true. If you make minimum payments on your credit cards, you’re basically never going to pay anything off. And if you’ve got … Read More … Read More
There is a financial cage match article that I can’t write: debt vs. the emergency fund. It’s not hard to see why there isn’t a one-size-fits-all answer to question of what comes first before the other. How much debt you … Read More … Read More
Debt reduction and wealth building are part of the same process, so you are working toward your money goals even if you don’t think you are. I believe retirement is possible for us. But at the same time, I’m on … Read More … Read More
Like approximately everyone, I graduated college with student loans. If there was a way to get my loans “forgiven”, no one told me. At the time, all I knew was that I had to either pay what I owed, pay interest … Read More … Read More
Recently, I made the bold claim that those who have debt aren’t ready to start saving for retirement. I added some relaxing caveats, but I really wanted to put them in an order. Debt first, investing later. I don’t … Read More … Read More
My friend Rami talks about many facets of life from the perspective of certain video games. And certain video game tropes do occassionally leak into other forms of art and even real life. For example, can anyone really read … Read More … Read More
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