I admit that when you’re new to something, it’s easy to get overwhelmed and not know where to start. “Just tell me what to do” is a common refrain in this situation (which explains diet books, and I’m not … Read More … Read More
budget
In-app-ropriate: don’t use an online service to track your spending
Spend more for food
When I lived in New York City, money was a big concern, and food was a big part of that. I never went out to restaurants, and in fact the once-monthly trip to the grocery store was a big … Read More … Read More
Your bank statement is not a budget
I get pushback from people about budgeting all the time. This is because people mistakenly believe that a budget is something that prevents you from doing things. In actuality, the exact opposite is true: you create it, so determine … Read More … Read More
The one category in your budget that you don’t want to forget
One of the tasks you do when starting out budgeting for the first time is to come up with spending categories for your expenses. These are things like transportation, groceries, clothing, things that you spend money on throughout the … Read More … Read More
How the handle the stress of budgeting
How to live on a very tight budget
I talk a lot about various ways to get your financial life in line. This isn’t because I think that money is the most important thing, or that we should spend a lot of time on it in our … Read More … Read More